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equestriatola
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02 Jan 2016, 10:30 pm

You know, I've come to realize that I go to a lot of events and get a lot of things, that it's hard to save up money because of my limited means. I can't find a job, mostly due to circumstances beyond my control, but my mom and dad, nice as they are, opened an ancillary account for the money in the future, for a few years down the road when I'm ready to support myself in spite of my limited means. (I balked it at first, but then I realized I was being short-sighted in my thinking.)

Who else has a difficult time saving money? I'd love to hear advice and some thoughts on this matter.


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kraftiekortie
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04 Jan 2016, 8:09 am

It's hard to save up money when you don't have a job.

It's hard even WITH a job.



Spiderpig
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04 Jan 2016, 8:42 am

It's less hard if you're a loser with no life.


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Sigbold
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05 Jan 2016, 10:01 am

Not that I am perfect with it, but I do have some advice in this regard.

1) Every month automatically save a fixed amount after you get your income. This way on of the first things you do with it is set a part of it away for saving purposes.

2) Do away with unnecessary expenses. Like for example channel any subscriptions with really you do not use/need. Also in your specific case which of those events do you really want to go to and which one can you skip?



BTDT
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05 Jan 2016, 12:10 pm

It is easier if it never passes through your hands. If you are employed, you may be able to set up an automatic payroll deduction into a retirement account.