Jacoby wrote:
Just because something existed before doesn't excuse you from responsibility of making it worse. The sticker shock is real, most people are going to end up paying for more premiums and or deductibles when it is said and over with.
Not entirely accurate. Most people will actually be paying less than they would otherwise be paying. Those likely to see premiums increase more than average normal annual increases are young healthy smokers, and those who had insurance plans that had extremely limited coverage. As for deductibles, you do realize that there were no limitations on the deductibles that an insurance company could put in place until after the ACA came about, don't you?
And none of this takes government subsidies into account.
Under current enrollment projections (using the average monthly enrollments from October and November) by a conservative think-tank, insurance companies would have to raise premiums by an average of 2.4% in order to maintain profits at "the current acceptable level," which is significantly lower than the average insurance hikes pre-ACA. Health insurance premium inflation and health care cost inflation have both been declining since the ACA was signed into law, the exact opposite of both the historical trends and conservative predictions prior to the ACA.
By the way, 6 in 10 of the uninsured can get health insurance for under $100 through the Health Insurance Marketplace, which is lower than the non-covered tax starting next year.
Jacoby wrote:
The doctor shortage is real and will be made worse with Obamacare, there is literally no way it won't.
So a doctor shortage is justification for denying people medical treatment? Who decides whether or not a person should be allowed to get healthcare? Insurance companies that were very open about the fact that they only care about those who are healthy and don't use their coverage? Should the poor be sentenced to death or life-long suffering from easily treatable/curable conditions?
And if you want to think a little further ahead, shortages lead to pay increases, which in turn lead to massive increases in qualified personnel long-term until the market is saturated.
Jacoby wrote:
The enrollment numbers are pitiful, they need something like 7 million people by the end of March and something like half of that is suppose to be young people, they have about 300,000 right now and its mostly sick and old people signing up. The non-compliance rate if it is to be believed from polling is going to be massive, young people aren't signing up at rates anywhere close to projections. They need about 40% enrollees to be healthy 18 to 34 year olds, it isn't even half that. No state is meeting that goal either, the closest is Massachusetts at 37%, most are <20%.
Just under 365,000 enrollees in November. Approximately 1/4 were under the age of 34.
803,077 were processed as eligible for Medicaid expansion.
1.2 million were enrolled in private plans or deemed eligible for private plans.
And that is without taking the botched website rollout into account.
Jacoby wrote:
I don't think anybody ever explained what's to stop people from waiting until they get sick to buy health insurance either, it would be much cheaper paying the fine(which they can only collect thru your tax returns) and doing that. At the worst, you would have to wait until the next open enrollment period
So you don't get health insurance. You get into a car accident on your way home from a New Years Eve party. You need emergency care, multiple surgeries, a lengthy hospital stay, and physical therapy for an extended period of time. A medical facility is not required to provide anything other than lifesaving and emergency treatment if you are uninsured, and likely won't. You are also responsible for every penny of health care costs until you become insured. That means all medical bills between January 1st and the time it takes an insurance company to process and accept your application for coverage after the next (December) open enrollment period are your legal financial obligation. So that's between 12 and 15 months of medical bills for you to go bankrupt over.
Just for the record, my premiums are going down in January. Granted, it only goes down by a miniscule amount, but after years of large increases it is a welcome sign. My plan also increases my coverage considerably.
What other propaganda BS do you want to regurgitate at me? I have been through the ACA backwards and forwards, so make sure you get your facts straight before posting.
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"The surest way to corrupt a youth is to instruct him to hold in higher esteem those who think alike than those who think differently" -Nietzsche