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BTDT
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25 Oct 2016, 1:11 pm

If he hates it that much, why doesn't he provide better for everyone who works for him?

My employer has under 100 workers, but our current plan has no co-pays for dr visits, a yearly physical, a colonoscopy, and mail order prescription drugs. :D

You would think that he would want the best for his employees?

If I was working for a really good company like Hartford Steam Boiler I'd get to attend an "insurance fair" and choose the best plan offered by a number of companies competing for my business.



alex
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25 Oct 2016, 1:21 pm

Obamacare refers to the Affordable Care Act which affects everyone so I'm not sure what you mean.


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BTDT
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25 Oct 2016, 1:35 pm

I am referring to private insurance in which the cost is negotiated between the business purchasing the insurance and the the insurance companies. Big companies can get really good deals--a really good benefit to working for them. You would think that he would be able to negotiate a fantastic deal for all of his employees?

Our company works with an insurance broker to get the best deal.

http://www.cnn.com/2016/10/25/politics/ ... index.html

I think Obamacare refers to people who buy insurance on the exchanges. Normally because your employer doesn't offer anything--does anyone know anyone who has opted out of their employer's offering and opted to buy something on the exchange?



alex
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25 Oct 2016, 1:54 pm

Do you mean plans outside the marketplace? Those still have to adhere to the rules of the affordable care act. Obamacare refers to the law in general.

BTDT wrote:
I am referring to private insurance in which the cost is negotiated between the business purchasing the insurance and the the insurance companies. Big companies can get really good deals--a really good benefit to working for them. You would think that he would be able to negotiate a fantastic deal for all of his employees?

Our company works with an insurance broker to get the best deal.

http://www.cnn.com/2016/10/25/politics/ ... index.html

I think Obamacare refers to people who buy insurance on the exchanges. Normally because your employer doesn't offer anything--does anyone know anyone who has opted out of their employer's offering and opted to buy something on the exchange?


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BTDT
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25 Oct 2016, 2:21 pm

http://www.chicagotribune.com/business/ ... story.html
Most Illinois residents get health care coverage through their employers or government programs such as Medicare or Medicaid. But this year, more than 300,000 Illinoisans bought insurance on the Obamacare exchange.

It was Trump who used the term "Obamacare." Who knows what he really means? He might reveal what he really meant five years from now.



alex
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25 Oct 2016, 2:42 pm

Yeah i think maybe you're right about "obamacare" now referring to the plans from the marketplace at this point. Sorry about my confusion. He clearly doesn't know what he's talking about though, either way.

BTDT wrote:
http://www.chicagotribune.com/business/ct-obamacare-illinois-insurance--shopping-1025-biz-20161024-story.html
Most Illinois residents get health care coverage through their employers or government programs such as Medicare or Medicaid. But this year, more than 300,000 Illinoisans bought insurance on the Obamacare exchange.

It was Trump who used the term "Obamacare." Who knows what he really means? He might reveal what he really meant five years from now.


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BTDT
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25 Oct 2016, 5:31 pm

Scrapping Obamacare would be a win for the rich and those of us with good private coverage--we wouldn't have to pay for everyone else's health care through higher taxes.

The big question is what to replace it with. Tax deductions are good for the rich and most likely useless for the poor--but sounds good for those who don't understand that the poor don't pay enough in taxes to be able to use deductions. I don't use tax deductions myself.



ASPartOfMe
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25 Oct 2016, 6:21 pm

alex wrote:
Yeah i think maybe you're right about "obamacare" now referring to the plans from the marketplace at this point. Sorry about my confusion. He clearly doesn't know what he's talking about though, either way.

BTDT wrote:
http://www.chicagotribune.com/business/ct-obamacare-illinois-insurance--shopping-1025-biz-20161024-story.html
Most Illinois residents get health care coverage through their employers or government programs such as Medicare or Medicaid. But this year, more than 300,000 Illinoisans bought insurance on the Obamacare exchange.

It was Trump who used the term "Obamacare." Who knows what he really means? He might reveal what he really meant five years from now.


It was referred to on the news tonight as marketplace only. I missed this change of definition also.


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TheSpectrum
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25 Oct 2016, 7:29 pm

alex wrote:
Do you mean plans outside the marketplace? Those still have to adhere to the rules of the affordable care act. Obamacare refers to the law in general.

BTDT wrote:
I am referring to private insurance in which the cost is negotiated between the business purchasing the insurance and the the insurance companies. Big companies can get really good deals--a really good benefit to working for them. You would think that he would be able to negotiate a fantastic deal for all of his employees?

Our company works with an insurance broker to get the best deal.

http://www.cnn.com/2016/10/25/politics/ ... index.html

I think Obamacare refers to people who buy insurance on the exchanges. Normally because your employer doesn't offer anything--does anyone know anyone who has opted out of their employer's offering and opted to buy something on the exchange?

Alex has pretty much answered your question.
You have to remember as well that businesses no matter how large or small are surviving in this tough time because they are either cutting corners or using existing legislation in their favour.

The reason Trump is outsourcing and not providing alternatives to Obamacare himself yet (while campaigning for them) is because if he did so it would bankrupt him. It's by no means hypocrisy, it's just the limits almost all companies are somewhat bound to financially unless deregulation occurs.

It's like in the UK - we have zero hour contracts and a living wage. Small business employers like myself are not fond of zero hour contracts but are obliged to use them because minimum and living wage has been increased drastically. I know that's going off on a tangent a bit but it is relatable.


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