My fat a$$ is going to jail…

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If it's 30 years ago, the Statute of Limitations has PROBABLY run out. Unless you kept on calling and referring to the debt. Usually, collections and such are deleted from your credit report after 7 1/2 years.

I doubt you have much to worry about pertaining to the Lake City thing.

… for nonpayment of a debit.

Back when I was much younger (and just as stupid as I am now, which was roughly 30 years ago), I applied for a Citibank Visa card, which ended up in collections. I no longer have any of the original paperwork regarding that debt.

On December 9, I get a call from Lake City Credit out of Dallas, TX stating pay up, or be sued. Since I no longer have that paperwork, once I was evicted from my late mother’s estate in 2012 by its current owner (namely, my next to youngest brother). I told Lake City to send me verification of this debt. They were reluctant to do so, and was told to Call Citibank. However, Citibank no longer has any records regarding this debt by searching their databases by account number (which was supplied by Lake City and does not appear to be a valid credit card number), nor by social security number. Upon advice of my attorney, since I’m sure the statute of limitation to collect the debt has run out, I filed a complaint with the PA Attorney General, the State of Texas Attorney General, the South Dakota Attorney General, and the Consumer Finance Protection Board of the Federal Trade Commission. I have already, on December19, heard back from the CFPB, which stated essentially that Citibank has no business relationship with Lake City Credit, and referred the matter back to Citibank. I have twice contacted Citibank Cards Customer Service, at their main phone number, and at their credit card center in Florence, KY (which is suburban Cincinnati, OH) to speak to their compliance officer, without success. Both offices ran searches for my account via Social Security card, and has come up empty each time. I have also sent a letter, via USPS to this compliance officer the evening of December 19, and carbon copied to my attorney.

At this point, I don’t know what else to do. So far, this debt has not shown up on my credit report, (I’ve been running up charges on both my Walmart Card, as well as my Apple Mastercard, and my PayPal account (when I purchased the trashcan Mac Pro, when my 4th Gen Cheesegrater Mac Pro decided to give up the ghost.). These constant call from scammers and debt collectors I have never heard from has my anxiety and my blood sugars going through the roof, which is also not helping with my chronic kidney disease. Add to the fact I owe the urologist almost $1000 for the laser lithotripsy to destroy kidney stones, and being transitioned over to a continuous glucose monitor and insulin pump operation, and I can’t handle much more stress. I’m already having thoughts of committing suicide, and have been unable to get an appointment with a psychologist or psychiatrist at Wellspan Philhaven or UPMC psychological, as both offices are extremely short-staffed.

… for nonpayment of a debit.

Back when I was much younger (and just as stupid as I am now, which was roughly 30 years ago), I applied for a Citibank Visa card, which ended up in collections. I no longer have any of the original paperwork regarding that debt.

On December 9, I get a call from Lake City Credit out of Dallas, TX stating pay up, or be sued. Since I no longer have that paperwork, once I was evicted from my late mother’s estate in 2012 by its current owner (namely, my next to youngest brother). I told Lake City to send me verification of this debt. They were reluctant to do so, and was told to Call Citibank. However, Citibank no longer has any records regarding this debt by searching their databases by account number (which was supplied by Lake City and does not appear to be a valid credit card number), nor by social security number. Upon advice of my attorney, since I’m sure the statute of limitation to collect the debt has run out, I filed a complaint with the PA Attorney General, the State of Texas Attorney General, the South Dakota Attorney General, and the Consumer Finance Protection Board of the Federal Trade Commission. I have already, on December19, heard back from the CFPB, which stated essentially that Citibank has no business relationship with Lake City Credit, and referred the matter back to Citibank. I have twice contacted Citibank Cards Customer Service, at their main phone number, and at their credit card center in Florence, KY (which is suburban Cincinnati, OH) to speak to their compliance officer, without success. Both offices ran searches for my account via Social Security card, and has come up empty each time. I have also sent a letter, via USPS to this compliance officer the evening of December 19, and carbon copied to my attorney.

At this point, I don’t know what else to do. So far, this debt has not shown up on my credit report, (I’ve been running up charges on both my Walmart Card, as well as my Apple Mastercard, and my PayPal account (when I purchased the trashcan Mac Pro, when my 4th Gen Cheesegrater Mac Pro decided to give up the ghost.). These constant call from scammers and debt collectors I have never heard from has my anxiety and my blood sugars going through the roof, which is also not helping with my chronic kidney disease. Add to the fact I owe the urologist almost $1000 for the laser lithotripsy to destroy kidney stones, and being transitioned over to a continuous glucose monitor and insulin pump operation, and I can’t handle much more stress. I’m already having thoughts of committing suicide, and have been unable to get an appointment with a psychologist or psychiatrist at Wellspan Philhaven or UPMC psychological, as both offices are extremely short-staffed.

Hypothetical question. If I'm currently paying on a debt & decide to quit paying after it's 7 years old, would the statute of limitations to sue start over when I quit paying or would it still be from when the debt occurred

It would start on the day you default on the loan or it is referred to collections. It would also re-start after 7 years or a charge-off if anyone gets to to admit to the debt.