Government benefits
I don't qualify for SSDI because I don't have enough work credits
I don't qualify for SSI because I have too much $$$
I don't qualify for Unemployment benefits because I have a job
I don't qualify for Partial Unemployment, even though my hours got cut, because I was never full time
I earn barely too much to get Medi-Cal and food stamps
Been applying for jobs and no answers
Worried about being homeless and in debt and not being able to afford room and board and other forms of BS
Grocery costs skyrocketing since Coronavirus
No car and no kids and no debt but still financially struggling
Exhausted all the time and can barely handle one job. No way I could work two jobs
Plenty of people have zero job skills and felony conviction and bad personality and they pay room and board and kids and health insurance and etcetera. How do they do it?
Plenty of people are not authorized to work in the country
Plenty of people earn minimum wage
They are not all homeless
s**t
Strapped
Feel like a loser s**t
Rent
Food
Utilities
Bus fare
Health insurance
DuckHairback
Veteran
Joined: 27 Jan 2021
Age: 45
Gender: Male
Posts: 4,413
Location: Durotriges Territory
This seems to be the case in the UK as well, maybe its just the reality of benefits.
There's whatever the opposite of a sweet spot is between low paid employment and unemployment where you're earning but not enough to live on, benefit support doesn't get you there and working more erodes your benefit support. It's a disincentive to work harder/more because often times there is 12-18 months where you're working more but ending up with less money and lower living standards.
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nick007
Veteran
Joined: 4 May 2010
Gender: Male
Posts: 27,590
Location: was Louisiana but now Vermont in capitalistic police state called USA
Perhaps it would be better to quit your job if you think your disabled enough to qualify for SSI. You would probably also qualify for Medicaid due to getting on SSI. Working isn't really worth the stress, hassle, & health issues to only come out very slightly financially ahead. In case you don't know this, if you go back to work while on SSI your benefits will be reduced by $1 for every $2 you make so basically your SSI gets reduced by 50% of your gross pay. When you earn too much for SSI you just won't receive SSI those months & you keep Medicaid due to still being on the SSI program. That's how it was when I was working. I only earned just over federal minimum wage but I worked lots of over-time when allowed.
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"I don't have an anger problem, I have an idiot problem!"
"Hear all, trust nothing"
https://memory-alpha.fandom.com/wiki/Ru ... cquisition
Jakki
Thank you.
Today, I tried to apply for "Internet Essentials" (my sister, a medical doctor, had the nerve to tell me to apply for it). Internet for ten bucks a month. It asked a couple of questions, for example, do you get SSI, and based on the answers, it told me that I did not qualify.
now I have to waste even more $$$ on Internet.
I suspect I maintained poverty for a long time to prove women wanted me for myself rather than money/fame/power.
Consequently I developed my direction towards living more economically.
I left the city and bought an off grid farm that I could afford to pay the mortgage on even if I was pushed into welfare.
I spent my inheritance upgrading and fixing it up.
I'm now on a disability pension (physical) and actually did manage to pay off the mortgage.
I don't pay for firewood, power is free since we switched from lead acid to LiFe and we haven't had to start the Genny since. Food, internet, and gas are our only non discretionary expenses. My partner recently started selling off her rock poster collection and has made more than $6000 on posters she got for nothing.($750 US for a single Cure poster)
What really bakes my noodle is I now know one of mine is worth $2500 alone (A big black poster with "The Clash - One show only !") but I cannot find my poster collection in any of our storage big enough to hold them.
I may have appeared a loser most of my life, but I had reasonable success with the ladies, own my own farm, held a part-time job I loved for 12 years. And no longer have to work.
When we sell up we can probably afford to travel for the rest of our lives.
(That's her idea... The thought of leaving this place terrifies me)
Screw the world! I lived my life without compromise, accomplished a crap tonne (That's a metric shedload ) circled the globe 3 times, seen things and done stuff many wouldn't believe.
I may have seemed unlucky at times but I've dodged an awful lot of bullets and that's the kind of luck that counts.
This all comes across as a brag, but my point is ...
Not having money...meh... It's being lucky that one really needs
Consequently I developed my direction towards living more economically.
I left the city and bought an off grid farm that I could afford to pay the mortgage on even if I was pushed into welfare.
I spent my inheritance upgrading and fixing it up.
I'm now on a disability pension (physical) and actually did manage to pay off the mortgage.
I don't pay for firewood, power is free since we switched from lead acid to LiFe and we haven't had to start the Genny since. Food, internet, and gas are our only non discretionary expenses. My partner recently started selling off her rock poster collection and has made more than $6000 on posters she got for nothing.($750 US for a single Cure poster)
What really bakes my noodle is I now know one of mine is worth $2500 alone (A big black poster with "The Clash - One show only !") but I cannot find my poster collection in any of our storage big enough to hold them.
I may have appeared a loser most of my life, but I had reasonable success with the ladies, own my own farm, held a part-time job I loved for 12 years. And no longer have to work.
When we sell up we can probably afford to travel for the rest of our lives.
(That's her idea... The thought of leaving this place terrifies me)
Screw the world! I lived my life without compromise, accomplished a crap tonne (That's a metric shedload ) circled the globe 3 times, seen things and done stuff many wouldn't believe.
I may have seemed unlucky at times but I've dodged an awful lot of bullets and that's the kind of luck that counts.
This all comes across as a brag, but my point is ...
Not having money...meh... It's being lucky that one really needs
Tried all that..great stuff, some self sufficiency....land was relatively uninhabited when I started . Then a older man who was a ex- boxer moved into immediate area...And after his grandchildren were old enough would send them out to peoples homes he could see that were old , sick or retired and ,cause his property overveiwed the only paved route i to the area for 8 miles. He would spy on the neighbours , who looked like they had anything that he might want .And when theses people left their home to get supplies .He would send his ex con grand children to loot the property, repeatedly . Then he had other nerdowell, relatives of his buy most of the cheaper land adjoining my home.
never getting caught because of his veiw of the incoming road. And using cell phones to communicate , back to his grandchildren , if the people were coming home or if the Sheriffs might show up.btw this guy had many Sheriffs as friends and acquantainces.. Put my entire life into that property . And adding the fence all around it did not help and cost much money.Room addition , and 5 storage buildings added ..This guys semi illiterate daughter ,came and inadvertantly bragged to me how his grandfather would do this.Using a telescope. Saw the gang at work at someone elses property,called the sheriff and they were a no show. So check your neighbourhood before you decide , where to live. Congrats on your estate you built . ...but after a murder hapoened , I decided to pretty much leave against my will.
Managed to save some tools and keepsake, most were looted during the weekly burgluries. Found some of my possessions ended up at the local swap meet, being sold by the grandchildren, Sheriffs refused to even confront them.
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