Why is it legal to discriminate against us?

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veiledexpressions
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30 Mar 2010, 1:49 pm

It is perfectly legal for insurance companies to deny anything dealing with autism, as if a neurological difference were a choice. If I had depression, bipolar, schizophrenia, ocd, or anxiety, my insurance would cover my treatment.

Even if I made poor choices like overeating, and had weight related issues, they'd cover me... or if I smoked.

Yet, because I'm autistic, my treatments and therapies will not be covered. There is no "autism coverage" under my insurance.

I'm just wondering why and ranting. I was just denied coverage for some much needed therapy. Soon, I will need therapy for depression instead... At least they may cover that.



AceOfSpades
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30 Mar 2010, 1:53 pm

I've wondered this for the longest time. It's [language removed - M.]



sketches
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30 Mar 2010, 2:00 pm

You make a wise argument. Do we have a lawyer here on WrongPlanet? :lol: *Laughs nervously.* I think we need to write a petition or something for the legal world to look over. Though my laughter is nervous, I am being serious. It doesn't seem like you're ranting, by the way.


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30 Mar 2010, 2:03 pm

I think the reason is that they still only believe in the stereotypical autism.

I think once we are more well known and understood we'll get more support but as for now it's a battlefield.



Last edited by Ebonwinter on 30 Mar 2010, 2:06 pm, edited 1 time in total.

DenvrDave
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30 Mar 2010, 2:06 pm

sketches wrote:
I think we need to write a petition or something for the legal world to look over. Though my laughter is nervous, I am being serious. It doesn't seem like you're ranting, by the way.


I agree. To take this a step further, I think it would be great if the people on WP would organize themselves and start an advocacy-type organization that could tackle this and other issues related to neuro-diversity.



veiledexpressions
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30 Mar 2010, 2:11 pm

Ebonwinter wrote:
I think the reason is that they still only believe in the stereotypical autism.

I think once we are more well known and understood we'll get more support but as for now it's a battlefield.


Even classic autism isn't covered. I'm not even worried about the misconceptions, as much as I am about the discrimination.



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30 Mar 2010, 2:11 pm

DenvrDave wrote:
sketches wrote:
I think we need to write a petition or something for the legal world to look over. Though my laughter is nervous, I am being serious. It doesn't seem like you're ranting, by the way.


I agree. To take this a step further, I think it would be great if the people on WP would organize themselves and start an advocacy-type organization that could tackle this and other issues related to neuro-diversity.


I agree 100%. We have numbers, even if we lack the immense funds that insurance companies possess.



Shebakoby
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30 Mar 2010, 2:12 pm

because of that wonder of legalese known as a "pre-existing condition".



Kaysea
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30 Mar 2010, 2:17 pm

DenvrDave wrote:
sketches wrote:
I think we need to write a petition or something for the legal world to look over. Though my laughter is nervous, I am being serious. It doesn't seem like you're ranting, by the way.


I agree. To take this a step further, I think it would be great if the people on WP would organize themselves and start an advocacy-type organization that could tackle this and other issues related to neuro-diversity.


While I am skeptical of anything that even remotely resembles identity politics, I think that this is a good idea. Also, with the shear numbers we have here, we are bound to have a few members in the fields of legal/paralegal, politics, etc. to help out.



MichelleRM78
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30 Mar 2010, 2:24 pm

veiledexpressions wrote:
It is perfectly legal for insurance companies to deny anything dealing with autism, as if a neurological difference were a choice. If I had depression, bipolar, schizophrenia, ocd, or anxiety, my insurance would cover my treatment.

Even if I made poor choices like overeating, and had weight related issues, they'd cover me... or if I smoked.

Yet, because I'm autistic, my treatments and therapies will not be covered. There is no "autism coverage" under my insurance.

I'm just wondering why and ranting. I was just denied coverage for some much needed therapy. Soon, I will need therapy for depression instead... At least they may cover that.


I am curious (and don't know), so please take this as a standard question and nothing judgemental. What coverage do you need that isn't covered? I know you said you were denied therapy. Does your insurance offer mental health benefits in general? Any decent therapist can code a visit to something that will be covered (even marriage counseling is covered because of the way a therapist codes it). So is this a standard therapy session or something more alternative?

Thanks for your answers.



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30 Mar 2010, 2:30 pm

DenvrDave wrote:
To take this a step further, I think it would be great if the people on WP would organize themselves and start an advocacy-type organization that could tackle this and other issues related to neuro-diversity.


If you like this idea, take a look at the American Association of Retired Persons (AARP) as a potential "model" for an advocacy organization in the US. AARP seems like a good example because it is dedicated to improving the quality of life for its members and it produces tangible results. AARP members receive discount rates on insurance, medicine, and travel; advocacy in policy matters at the federal and state levels; publications, and community services. Plus it provides another avenue for representation in policy matters. Here’s their vision: “AARP is dedicated to enhancing quality of life for all as we age. We lead positive social change and deliver value to members through information, advocacy and service.” Imagine such an organization for people with Autism Spectrum Disorders, created and run by people with ASDs.



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30 Mar 2010, 2:31 pm

Because we don't show the classic signs of autism.


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veiledexpressions
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30 Mar 2010, 2:36 pm

CockneyRebel wrote:
Because we don't show the classic signs of autism.


Many of us do. However, that is not the point. Even people with classic autism are not covered.



Pappy
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30 Mar 2010, 3:28 pm

I just have my sessions billed under anxiety or depression so that they are paid for.

When someone is discriminating against you, it isn't dishonest to circumvent their discrimination. If you think it is, do you think that slaves in the South were criminals for trying to run away? It was against the law.



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30 Mar 2010, 3:42 pm

Pappy wrote:
I just have my sessions billed under anxiety or depression so that they are paid for.

When someone is discriminating against you, it isn't dishonest to circumvent their discrimination. If you think it is, do you think that slaves in the South were criminals for trying to run away? It was against the law.


That is a good idea. I'll ask my doctor about it.



DavidM
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30 Mar 2010, 3:43 pm

98% of schizophrenics and a large number of bipolars are unemployed ... the mentally ill are discriminated against heavily by every society.

Anybody who advocates for mental health issues is suspected of being mentally ill themselves ... and nobody takes them seriously.

The great majority of people will NEVER stop being prejudiced against the mentally ill.