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superboyian
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24 Jun 2010, 2:57 pm

I use paypal when I'm ordering things that I want online (but I don't do it often though until I have enough money).
You'd find that its actually pretty safe to use.


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EnglishInvader
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24 Jun 2010, 3:54 pm

Descartes wrote:
Also, do you have to have a credit card to use PayPal?


You don't need a credit card. A debit card is quite adequate.

Registering with PayPal and eBay is one of the best decisions you will ever make.



luvmyaspie
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24 Jun 2010, 3:54 pm

I don't have a PayPal account so I can't contribute.

I've always wondered about it though & have had people promote it to me enthusiastically. So this thread is very interesting to me.

I still don't know that I will use PayPal just yet....


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gramirez
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24 Jun 2010, 7:27 pm

I never have to transfer funds into my PayPal account. Whenever I make a purchase, PayPal automatically takes it out of my bank account. I think you need a credit card attached to your account to do it, though, for security reasons.

Quote:
Registering with PayPal and eBay is one of the best decisions you will ever make.

Agreed.


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EnglishInvader
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24 Jun 2010, 7:53 pm

gramirez wrote:
I never have to transfer funds into my PayPal account. Whenever I make a purchase, PayPal automatically takes it out of my bank account. I think you need a credit card attached to your account to do it, though, for security reasons.


That's incorrect. I get that service and I use a debit card.



gramirez
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24 Jun 2010, 8:57 pm

EnglishInvader wrote:
gramirez wrote:
I never have to transfer funds into my PayPal account. Whenever I make a purchase, PayPal automatically takes it out of my bank account. I think you need a credit card attached to your account to do it, though, for security reasons.


That's incorrect. I get that service and I use a debit card.

OK let me rephrase that...You need *a* card attached to the account to do that. :roll: Same thing, really.


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leejosepho
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24 Jun 2010, 9:15 pm

SabbraCadabra wrote:
I use PayPal, and I've never had any problems with it, though I have heard quite a few horror stories, let me tell you :x

http://www.atariage.com/forums/topic/10 ... ng-to-all/

Descartes wrote:
I thought PayPal just takes money out of your bank account when you purchase something online?


No. You have to transfer it from your bank account to PayPal, which takes a few days.

I think there's a way to set it up to have PayPal automatically take it out, but I don't remember how...I think you need a credit card or something to do it.


PayPal calls that "Backup Funding", and you can do that in a variety of ways ... and you can even select the source (if you have more than one available) for your payment of each online purchase.


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leejosepho
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24 Jun 2010, 9:22 pm

gramirez wrote:
I think you need a credit card attached to your account to do it, though, for security reasons.


I do not recall all the details, but I think that has something to do with having a "Verified Address" because some sellers will not ship stuff without first being assured it will be going to a legitimate location held by whoever actually owns the PayPal account.


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