i have already stated my opinion as to the thread title, but i will go slightly off topic to relate a quirk that a friend of mine has which i find hilarious. i will call him P.
about 20 years ago, me and P and another group of fellows were sitting around smoking bongs and just talking at a persons house, and we all decided we wanted KFC, and a guy called "christian" was $3 short for his order, so he asked P, and P begrudgingly lent him $3 to make up his order.
P asked christian when he would get the $3 back, and christian said "next time i see you".
then christian was never seen again because he was a german backpacker, and P was majorly agitated that he had been ripped off $3
20 years later, me and P were at a gas station and we saw christian, and i recognized him and he did me, and wee all said "hello", but the first thing P said was "yeah mate, you remember that 3 bucks i lent you?" and christian gave it to him and walked off and i almost fell to the ground with laughter. P was insanely miserly and pennywise.