Having a credit card

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If you have a credit card, do you have to pay taxes if you don't work?

No.

In the US you dont have to file an income tax form if your annual income is under a certain amount (usually equal to the amount you would earn if you worked full time for the entire year at whatever the current hourly minimum wage is.

So if you have zero income then you dont need to file a return.

Your post is very confusing.

Credit cards have NOTHING to do with taxes.

Feel free to try to clarify what scenario you're talking about and what your question is and maybe someone can help you with an answer.

i dont think so, i dont work and i have a credit card. but i dont get taxed.

I don't think so. I currently work and have a credit card, but I had one even when I wasn't working and never had any issues.

A credit-card is not income so you don't pay taxes on it.

I'm talking about buying stuff with a credit card.

You pay the sales taxes when you buy it regardless of the payment method but you don't pay taxes for using a credit-card.

Then you're not asking the right question to find out what you want to know.

Taxes are what governments collect in order to pay for public services such as schools, hospitals, roads, garbage collection, police, fire fighters, border guards, the government politicians themselves etc etc etc. Taxes have NOTHING to do with credit card companies. Zero.

If you're asking if you still have to make PAYMENTS on your credit card debt even if you don't have a source of income, then the answer is Yes. You can't not pay for things just because you don't have a regular source of income coming in. If you buy things on credit you still have to pay for them.

If you pay your bill off in full every month then you don't have to pay any INTEREST on your debt. But if you only pay the minimum amount, or anything less than the full amount, then you start paying interest - the time value of money; the cost of borrowing money - on that debt. The rates vary. Sometimes it's quite inexpensive, other times it's horrendously expensive.

I'm pretty sure you meant to ask if you still have to make a payment and the answer is Yes. Lenders don't care whether you've lost your job and have no money coming in. You spent their money that they leant to you, and you're obligated to repay them as per the terms of your contract with them. Either you pay it off in full OR you pay at LEAST the minimum required payment every month. Carrying a balance (debt, not paid off in full) will then cost you whatever interest rate they charge in addition to the amount you borrowed from them. Carrying a balance for multiple months then means you're paying interest on the interest that accrued the previous period, too, so the cost of borrowing money grows as time passes. It's relatively simple financial math to figure out these numbers.

Ideally, if you buy things on credit, you pay them off right away and never cost yourself interest. Most people have consumer debt that they pay interest on, though. It's not an ideal financial situation. Paying for things in cash is best. Saving up for things is better than using credit. But, sometimes life happens and you have to pay a little interest on things - just be aware it's costing you money.