I remember once when I was in (sped) highschool being told by a teacher that I shouldn't get a bank account and should instead have my parents manage all my money for me. Later that day, I went to a bank and got an account, and when I was walking out of the bank, I saw that teacher driving by and glanced at me. A week later in an IEP meeting, that same teacher said "One of the great achievements Rob made this year with our help was to get his very own bank account". After that I said "yea, after you assumed I was too ret*d to. The reason I now have a bank account has nothing to do with what I learned in school, it's entirely based off the fact that I walked into a bank and filled out a form".