Worried about discrimination when buying a house

Post Reply New Topic

My wife and I (both ND) want to buy a house in 2030. By then we are expected to earn above $100,000 annually and will have no debts except for a student loan payment. According to an online calculator and my estimations, we could comfortably afford a new construction house (up to $400k).

I'm worried either the mortgage lender or the builder is going to treat us poorly because we are ND. I hope home buying is not just for the NTs.

Good luck on buying a home!

More than ever, the only color folks in the construction and housing industry are worried about is green. Having enough money! (joke)

In a lot of places the economy depends on migrant labor to get stuff built. Especially if it involves hard and dangerous work.

We bought a home when I was nearly forty and paid it off before I was fifty.
If you can put down a 20% deposit you can avoid paying PMI.
We could have bought more but we figured a modest ranch would be better if one became disabled.
It is also proving to be an excellent retirement home, something we also planned on.

My parents built a custom home. The big issue is the inevitable construction delays.

Paying off the mortgage so early means that I put a lot of money away towards retirement.