League_Girl wrote:
But how can they get your personal information over a birth date like your full name, your home address, your social security number? Give me a break. I am talking about here of course.
Depends what other information people let slip. As I said there are people who make a living trawling social forums collating data, not just manually but using bots to scavenge data automatically, thousands of posts an hour in forums like this. (I've authored some internet bots myself for various none-illegal data gathering tasks so know what I'm talking about).
The scammers do this not just from one site but from many, putting the bits of information from here and there together into huge databases to sell on to other scammers. Buying and selling personal data for various purposes (legal and illegal) is big business nowadays.
I used to work for a multinational company that did this legally for targeted advertising and marketing purposes. You would be horrified how much these companies know about the average person including their address, phone numbers, income, names and ages of all their family members, where their children go to school where the parents work, where they shop, what car they drive and its registration number, what insurance policies they have, social security numbers etc. I often had access to such records and the means to steal hundreds of thousands of such personal records. I never did because I'm not a criminal; but there are people with access to this sort of information who are less than honest. A CD or memory stick could be worth a few thousand dollars/pounds on the black market. To organised criminals such information is worth millions in fraud.
The average kid on facebook or other social network sites is oblivious to the dangers they face from disclosing too much information. People sometimes say the are too poor or don't have anything worth stealing so aren't bothered about personal data security, but they too can be targeted. The first they are likely to know about it is when bailiffs coming through the door taking everything they own because they haven't made a repayment on the big loan that they took out (or rather that a scammer took out in their name).
It is all getting very organised nowadays. Information gathered from forums, information hacked from government agencies and other sources, corrupt employees selling a CD or memory stick with thousands of records. Scammers using phishing techniques based on information people have leaked to gain access to your computer or gain your confidence over the telephone to disclose more sensitive information. I could go on but I won't.
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I've left WP indefinitely.