i would keep 10 million, put 8 million in savings fund, buy my mom a house, buy me a house (when I got older) ($300,000 max) buy me and my mom and sister a nice car ($25,000 max) and I would adopt some older cats and give them a second chance at life. And the leftover from that I will use for general necesities,groceries,entertainment, housewares,
and give the rest away to hospitals, the poor, buy lots of food for the food bank, give ALOT to animal ASPCA and lots of animal shelters, WWF,
And whatever else.
i do NOT need that ammount of money ever!