I earn..

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I found out I earn 11-000 thousand a year. That is what I recieve as a disability payment for being unable to work. I don't recieve any other incomes and pay my own rent. I don't know how to get out of debt - let alone keep food in my cupboard. Does any-one have any suggestions of what I can do to come out of this situation - without illegal work plus I have to buy my daughter lots of food when she comes to stay.

It depends on how you got into debt in the first place and what type of debt it is.

You asked this before here but didn't explain how you got into debt,
which is probably very relevant to how to get out of debt.

http://www.wrongplanet.net/postp1992610.html#1992610

So, I can only think of one option based on no information.
You obviously can't get out of debt.
Go to the library and read this book.

Ok Thankyou.

I'd also recommend getting some books out on how to budget and manage your financial affairs at the same time. Otherwise you will only get into debt again. For example, I find it a bit disturbing you didn't know how much your annual "salary" was until now, even roughly. That's one of the most basic pieces of financial information. One of the first things I'd recommend is getting all of your information together (how much money you have, how much you spend) and do a budget.

Thankyou for helping but what is the point to know my income. I cannot change it and it is fixed and I only buy nessicities.

Being on a low fixed income makes it even more important to know your finances well and budget. You have less wriggle room.

I would say something more, but really unless you give more details about your financial situations, such as how you got into debt in the first place, we can't give you much advice.

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Last edited by odd on 25 Jan 2009, 10:34 am, edited 1 time in total.

I was growing parsley in a pot a neighbour gave me but then the next time I looked at it was dead. I thought, I will just go get a other parsley plant and put it in there cause it was nice they gave it to me but then yesterday, the pot fell on the ground and smashed. I have a court yard - not much gardening space and no tap for a hose out the front but that is some-thing I've been wanting to do.
The only plant I have now is a cactus and even that looks a bit dead.

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Last edited by odd on 25 Jan 2009, 10:35 am, edited 1 time in total.

I have a watering can and the truth is - I really don't like vegetables and don't eat them very much.
I have alot of rotten vegetables in the garden. I buy them intending to eat them and then they go off and I throw them in the garden.
My mom saw me doing it one day and said "don't do that" and I said "it is compost and it is good for the soil" She said, "No it's not, it's disgusting and no wonder I get rats." I throw all my scraps outside in the garden. It does annoy me a bit the next door dog always sniffing in there but I disagree that it isn't good for the soil. Except now it is over grown with weeds - I hate that.

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Last edited by odd on 25 Jan 2009, 10:36 am, edited 1 time in total.

What you're doing is not really composting. Composting involves greatly accelerating the natural process of decay. Once it has sufficiently decayed then it is spread out in the garden. It's the difference between garbage and compost Throwing your vegetables out like you do probably is the reason why you get rats. People recommend that if you get rats it is best to keep the compost in a container.

From your post we can already see a simple way for you to save money. Don't buy food you don't like or learn to like vegetables. This shows the benefits of keeping track of your expenses. You would be able to go, "I waste $40 a week on food I don't eat." Right now I imagine that you know that you are wasting food but you don't have a good idea about how much it is costing you.

I have such good intentions of eating it though - i always plan to. Maybe just get frozen. I like salads and fruit - they never go to waste.

But you're on Welfare - according to the Conservatives you're making bags and bags of money and living the high life!
/sarcasm

One of my work-arounds the poverty thing was to get rid of the rent. My RV is used and a major-fixer-upper, but for $1500, I got a decent engine. If worse comes to worse, I can drive from parking lot to parking lot and sleep in it 'off-the-grid.' Also frees me up to easily 'move' to the next paycheck with little moving cost.

The catch is having that little bit of savings to buy the thing in the first place. And a dream mechanic to help keep it running and won't rip you off.

Are you able to work/looking for work? Because that's the only other alternative I can think of. Welfare pays crap.

Going frozen sounds good. In many cases frozen is as healthy or even healthier than fresh (the veggies get flash frozen as soon as they are picked).

One thing you could do is slowly work out what vegetables you like. Buy a little of one vegetable, force yourself to eat it. If you hate it throw it out. Because you bought only a little you will not waste much money. Gradually you will work out what you like/dislike.

For example, for a long time I though I hated stone fruit. Until I realized that I only hated non-ripe stone fruit (which supermarkets often sell). And I only liked Red Delicious apples. Self-knowledge is a wonderful thing (this includes with your finances).