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Our New President - President Donald Trump

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Kraichgauer
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21 Mar 2017, 11:49 am

LoveNotHate wrote:
Amebix wrote:
That's ridiculous. Most Americans are NOT rich, at least by first world standards. The US is the third most populated country on the planet, behind only China and India.

Got any facts to back that opinion?

America is #1 in average household income per capita
America is #1 in average household financial wealth per capita
http://www.oecdbetterlifeindex.org/topics/income/

Kraichgauer wrote:
Most Americans are rich, huh? Wait till I tell my wife we have no financial, medical, etc problems to worry about for the rest of our lives! :P
Sure, my family and I might be rich compared to the standards of other countries, but we can't seriously set that standard.

Yes, America sets the standard.


To deny that millions of Americans live in poverty because they live better than people in the third world is patently absurd. Too many Americans can't afford medical care if they want to eat, or have a roof over their heads. That's hardly rich.


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jrjones9933
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21 Mar 2017, 12:09 pm

Don't sweat it, Bill. It's probably only pretend ignorance. Taking a ride in a car should serve to dispel such notions.

Rubio warned us about the trauma it would do to America to have a president under FBI criminal investigation, and he was correct. Wrong about which president it would be, but overall correct.


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Kraichgauer
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21 Mar 2017, 12:18 pm

jrjones9933 wrote:
Don't sweat it, Bill. It's probably only pretend ignorance. Taking a ride in a car should serve to dispel such notions.

Rubio warned us about the trauma it would do to America to have a president under FBI criminal investigation, and he was correct. Wrong about which president it would be, but overall correct.


:lol:


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LoveNotHate
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21 Mar 2017, 12:21 pm

Kraichgauer wrote:
LoveNotHate wrote:
Amebix wrote:
That's ridiculous. Most Americans are NOT rich, at least by first world standards. The US is the third most populated country on the planet, behind only China and India.

Got any facts to back that opinion?

America is #1 in average household income per capita
America is #1 in average household financial wealth per capita
http://www.oecdbetterlifeindex.org/topics/income/

Kraichgauer wrote:
Most Americans are rich, huh? Wait till I tell my wife we have no financial, medical, etc problems to worry about for the rest of our lives! :P
Sure, my family and I might be rich compared to the standards of other countries, but we can't seriously set that standard.

Yes, America sets the standard.

To deny that millions of Americans live in poverty because they live better than people in the third world is patently absurd. Too many Americans can't afford medical care if they want to eat, or have a roof over their heads. That's hardly rich.

To argue that people living in $250,000 homes, with multiple HDTVS, multiple cars in the driveway, $50,000 in their banks ... yet having low income .. so they are counted as "impoverished" .... is what's patently absurd ..



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21 Mar 2017, 12:38 pm

Trouble is those same people just bought off an election so their lobby can protect said giant TVs with military rifles & private defense contractors. Oh & yes they absolutely are poor, next to everyone who sells them their TVs, bullets & oil.


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kraftiekortie
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21 Mar 2017, 1:49 pm

$250,000 houses, it's true, are relatively common. But they come with a 30-year mortgage, usually--which, in the end, just about triples the payment a houseowner has to make.

It's very uncommon for one to have $50,000 in the bank.

Many, many people live from paycheck to paycheck. With no money in the bank. And, if they lose their jobs, they're screwed.



jrjones9933
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21 Mar 2017, 2:48 pm

People just don't understand the lives of others whom they never meet, see, or bother to find reliable information about. It leads to weird and unjustified assumptions.

I have to wonder what sort of a life leads to such contrived contempt.

It's just easy to discern which posters have actually met people. Even for people on the spectrum, it's worth doing.


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LoveNotHate
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21 Mar 2017, 2:59 pm

kraftiekortie wrote:
$250,000 houses, it's true, are relatively common. But they come with a 30-year mortgage, usually--which, in the end, just about triples the payment a houseowner has to make.

It's very uncommon for one to have $50,000 in the bank.

Many, many people live from paycheck to paycheck. With no money in the bank. And, if they lose their jobs, they're screwed.

Poverty statistics only care about adjusted gross income.

I know someone that works at Walmart.

She bought a $250kish home four years ago. I think it increased around $100,000 in home appreciation so far. Yes, she is "in poverty" in her $350,000 home. She has substantial money in her 401k. She is older and has substantial savings.

Her low income places her "in poverty" and in dire need of help.



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21 Mar 2017, 3:33 pm

LoveNotHate wrote:
kraftiekortie wrote:
$250,000 houses, it's true, are relatively common. But they come with a 30-year mortgage, usually--which, in the end, just about triples the payment a houseowner has to make.

It's very uncommon for one to have $50,000 in the bank.

Many, many people live from paycheck to paycheck. With no money in the bank. And, if they lose their jobs, they're screwed.

Poverty statistics only care about adjusted gross income.

I know someone that works at Walmart.

She bought a $250kish home four years ago. I think it increased around $100,000 in home appreciation so far. Yes, she is "in poverty" in her $350,000 home. She has substantial money in her 401k. She is older and has substantial savings.

Her low income places her "in poverty" and in dire need of help.
You don't need to buy a house outright. and if she only bought a 250k house 4 years ago, there's no way she's seeing any of that increased 100k. you speak of poverty in a way that seems knowledgable but is really facile and superficial, glossing over the problems of real people because you don't understand how home loans(or poverty statistics) work.



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21 Mar 2017, 3:53 pm

Fugu wrote:
LoveNotHate wrote:
kraftiekortie wrote:
$250,000 houses, it's true, are relatively common. But they come with a 30-year mortgage, usually--which, in the end, just about triples the payment a houseowner has to make.

It's very uncommon for one to have $50,000 in the bank.

Many, many people live from paycheck to paycheck. With no money in the bank. And, if they lose their jobs, they're screwed.

Poverty statistics only care about adjusted gross income.

I know someone that works at Walmart.

She bought a $250kish home four years ago. I think it increased around $100,000 in home appreciation so far. Yes, she is "in poverty" in her $350,000 home. She has substantial money in her 401k. She is older and has substantial savings.

Her low income places her "in poverty" and in dire need of help.
You don't need to buy a house outright. and if she only bought a 250k house 4 years ago, there's no way she's seeing any of that increased 100k. you speak of poverty in a way that seems knowledgable but is really facile and superficial, glossing over the problems of real people because you don't understand how home loans(or poverty statistics) work.

You're heavy on opinion and light on facts.

You don't appear to know how poverty statistics are created; they're based simply on income.

It's common knowledge that the housing market in America has boomed over the last four years. Homes were depressed 50-75%, and in many areas we have fully recovered, which if you know statistics, means 100-150% home appreciation.



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21 Mar 2017, 4:18 pm

LoveNotHate wrote:
You're heavy on opinion and light on facts.

You don't appear to know how poverty statistics are created; they're based simply on income.

It's common knowledge that the housing market in America has boomed over the last four years. Homes were depressed 50-75%, and in many areas we have fully recovered, which if you know statistics, means 100-150% home appreciation.
it's not opinion to point out that your friend who falls under the poverty line won't see any benefit from the increased price of her house until sales time. nor is it opinion to call you out on your ignorance of poverty statistics(care of your own facts-light posts), seeing as how you still think that america is doing well on poverty, when 43 Million still live in poverty.



kraftiekortie
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21 Mar 2017, 5:08 pm

Your friend must do lots of overtime, or your friend is a manager, or your friend has a side gig.

If one puts $50,000 down on a $250,000 mortgage, it yields a $200,000 loan, which, at 4% yearly interest on a 30 year mortgage, yields about a $950 a month in payments.

And don't forget the taxes! Probably a bare minimum of another $250 a month.

Then you have to pay water bill and gas bill (especially in the winter). I've seen people pay more than $200 a month in gas during the winter.

And then there's the maintenance of the house.

A person making $10 an hour working 160 hours a month makes $1,600 gross. The net would be $1,400 at the most.

I guess a really thrifty person who cuts coupons and is able to fix the electrical, plumbing, etc. of a house could get by on that amount. But that's really stretching it.

It would be VERY HARD for a person working normal hours at Walmart to be able to live in a $250,000 house. Not saying it can't be done---but one really would have difficulty saving on a Walmart income.



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21 Mar 2017, 7:23 pm

Kraichgauer wrote:
To deny that millions of Americans live in poverty because they live better than people in the third world is patently absurd. Too many Americans can't afford medical care if they want to eat, or have a roof over their heads. That's hardly rich.


Reagan Republican here ... who agrees with you.



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21 Mar 2017, 7:25 pm

jrjones9933 wrote:
People just don't understand the lives of others whom they never meet, see, or bother to find reliable information about. It leads to weird and unjustified assumptions.

I have to wonder what sort of a life leads to such contrived contempt.

... Even for people on the spectrum, it's worth doing.


Amazingly enough, we agree.



Fugu
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21 Mar 2017, 9:10 pm

kraftiekortie wrote:
Your friend must do lots of overtime, or your friend is a manager, or your friend has a side gig.

If one puts $50,000 down on a $250,000 mortgage, it yields a $200,000 loan, which, at 4% yearly interest on a 30 year mortgage, yields about a $950 a month in payments.

And don't forget the taxes! Probably a bare minimum of another $250 a month.

Then you have to pay water bill and gas bill (especially in the winter). I've seen people pay more than $200 a month in gas during the winter.

And then there's the maintenance of the house.

A person making $10 an hour working 160 hours a month makes $1,600 gross. The net would be $1,400 at the most.

I guess a really thrifty person who cuts coupons and is able to fix the electrical, plumbing, etc. of a house could get by on that amount. But that's really stretching it.

It would be VERY HARD for a person working normal hours at Walmart to be able to live in a $250,000 house. Not saying it can't be done---but one really would have difficulty saving on a Walmart income.
that's not even factoring in the increased house insurance/county&state tax et c that would result from the 100k jump in value.



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21 Mar 2017, 9:15 pm

Jacoby wrote:
Campin_Cat wrote:
WOW, now I'm super-DUPER surprised!! I would've ESPECIALLY thought she was a supporter of Hillary----I figured she would take the "We women gotta stick together", attitude.

I've always been a fan of hers, generally speaking (like, her creative mind, in general; and, specifically, that she THINKS, alot, about things)----specifically speaking, I've never liked her politics, and I didn't like what she did to her show / the characters, in later seasons; but, still, I watch her show every night, and own 7 of the 9 seasons, on DVD (plus, the Halloween episodes DVD).

I may find a whole new respect, for her, if she has this attitude, now.


Not all Hollywood celebrities are brain dead, most but not all. You got to be real brave to have any non-politically correct opinions in Hollywood as Tim Allen alluded to recently.
uhhh about that...

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