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RetroGamer87
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14 Nov 2017, 5:20 pm

LoveNotHate wrote:
cathylynn wrote:
it's illegal now not to cover most prevention at 100%.

Even Obamacare platinum plans only pay 90% for the procedures they cover.

90%? My private health cover only pays 60%

But my medicare pays 100%, gives me unlimited free doctor visits and lowers the cost of all medications to $5 per packet, but it doesn't cover dental! :x :wall:


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cathylynn
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14 Nov 2017, 5:50 pm

and my mammogram was 100% covered.

here's a link to the tests that have to be free: https://www.healthcare.gov/coverage/pre ... -benefits/



auntblabby
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14 Nov 2017, 9:02 pm

:brickwall: all these anti-Obama people here think they'll be just fine left to the non-mercies of the GOP and their non-plans for healthcare. they have not a clue as to what real financial pain is.



RetroGamer87
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14 Nov 2017, 9:07 pm

What will happen under Trumpcare?


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auntblabby
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14 Nov 2017, 9:45 pm

RetroGamer87 wrote:
What will happen under Trumpcare?

according to all the official analysis so far, 10s of millions of working-class yanks will lose [over a decade] any semblance of affordable health care. simple as that. but the rich will become richer.



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14 Nov 2017, 9:47 pm

While we're on the topic of healthcare, is there any rational explanation for Trump calling opiate addiction a disease yet supporting the extrajudicial killing of Philippine drug users?


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14 Nov 2017, 9:49 pm

RetroGamer87 wrote:
What will happen under Trumpcare?


Personally I have no idea at this time. The original plan sounded like it would be the same as ACA in most respects but better structured and more affordable. Lower premiums and much lower deductibles.

My aunt's healthcare plain through her employer was free (no monthly premiums). All she had to do was meet a 300$ deductible and then like 20/30% out of pocket after that. She had that for 20 years. In a huge service industry that mostly pays minimum wage or slightly higher.

In 2009 the government told her employer to stop providing that and the employer fought for an extension hoping obamacare would be repealed. The same in 2010. But finally they lost in 2011 and were forced to give their thousands of employees a horrible plan.

This was Trump's initial pitch:



Last edited by EzraS on 14 Nov 2017, 9:55 pm, edited 1 time in total.

ConquestofBread
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14 Nov 2017, 9:53 pm

We should just have universal free healthcare.



EzraS
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14 Nov 2017, 10:00 pm

ConquestofBread wrote:
We should just have universal free healthcare.


What I don't get is, my aunt's employer was able to provide free healthcare to thousands of basically minimum wage employees. It's something they elected to do and were proud of. And the founder/ceo is considered to be a total miser in most respects. So why can't the United States just provide the same thing for all of its citizens? Other countries do.



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14 Nov 2017, 10:08 pm

because our economic system is buttressed by the systematic scapegoating of the lower classes, in order to provide "negative reinforcement" for the middle classes to keep their collective noses to the grindstone and make more money for their upper-class masters.



ConquestofBread
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14 Nov 2017, 10:57 pm

The magic of capitalism.



Biscuitman
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15 Nov 2017, 4:35 am

Image



LoveNotHate
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15 Nov 2017, 7:47 am

EzraS wrote:
ConquestofBread wrote:
We should just have universal free healthcare.


What I don't get is, my aunt's employer was able to provide free healthcare to thousands of basically minimum wage employees. It's something they elected to do and were proud of. And the founder/ceo is considered to be a total miser in most respects. So why can't the United States just provide the same thing for all of its citizens? Other countries do.

Poor people get free government health care.

"74,305,276 individuals were enrolled in Medicaid and CHIP in the 51 states reporting August 2017 data".
https://www.medicaid.gov/medicaid/progr ... index.html

That CEO is likely not doing them any favors. He could of increased their pay instead, and they could of signed up for Medicaid.



EzraS
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15 Nov 2017, 12:16 pm

LoveNotHate wrote:
EzraS wrote:
ConquestofBread wrote:
We should just have universal free healthcare.


What I don't get is, my aunt's employer was able to provide free healthcare to thousands of basically minimum wage employees. It's something they elected to do and were proud of. And the founder/ceo is considered to be a total miser in most respects. So why can't the United States just provide the same thing for all of its citizens? Other countries do.

Poor people get free government health care.

"74,305,276 individuals were enrolled in Medicaid and CHIP in the 51 states reporting August 2017 data".
https://www.medicaid.gov/medicaid/progr ... index.html

That CEO is likely not doing them any favors. He could of increased their pay instead, and they could of signed up for Medicaid.


I don't think he pays them so little that they qualify for medicaid. I know my aunt doesn't qualify for a subsidy.

What's the max income allowed to qualify?



LoveNotHate
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15 Nov 2017, 1:40 pm

EzraS wrote:
LoveNotHate wrote:
EzraS wrote:
ConquestofBread wrote:
We should just have universal free healthcare.


What I don't get is, my aunt's employer was able to provide free healthcare to thousands of basically minimum wage employees. It's something they elected to do and were proud of. And the founder/ceo is considered to be a total miser in most respects. So why can't the United States just provide the same thing for all of its citizens? Other countries do.

Poor people get free government health care.

"74,305,276 individuals were enrolled in Medicaid and CHIP in the 51 states reporting August 2017 data".
https://www.medicaid.gov/medicaid/progr ... index.html

That CEO is likely not doing them any favors. He could of increased their pay instead, and they could of signed up for Medicaid.


I don't think he pays them so little that they qualify for medicaid. I know my aunt doesn't qualify for a subsidy.

What's the max income allowed to qualify?

That's a complaint against Walmart .... that the pay is so low that the workers get Medicaid.

Eligibility
1. It's based on your state.
2. The income it looks at is your modified adjusted gross income, which is less than your actual income. It's your income after the personal exemption, standard deduction, and some further adjustments.
3. Typically if your modified adjusted gross income is less than 138% of the FPL (federal poverty level) ... which is based on the number of family members in your house ...then you qualify

Medicaid eligibility based on 138% FPL ...
https://www.zanebenefits.com/blog/2017- ... guidelines

For example, with 3 family members (mom and two kids say) .. you can make $28,000 + $4000 (personal exemption) + $6000 (standard deduction), so $38,000 and still qualify.

However, circumventing all this is the ACA rule that if you qualify for ACA, then you're ineligible for Medicaid. So, then you have to look up the ACA charts to see if you qualify for the ACA subsidies....
https://www.nerdwallet.com/blog/health/ ... ssistance/



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16 Nov 2017, 2:01 pm

The House passes their tax cut bill!

The House voted to 227 to 205
https://www.nytimes.com/2017/11/16/us/p ... -bill.html

The US stock markets are up huge today.