Regarding Obamacare--You need to read this

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But you will be covered by Medicaid in 2014 if you continue to make less than $14.4k. How does that not help you? You will not be required to buy insurance. If you make over 14.4k, there will be far less expensive options than your employer's plan, involving subsidies and a cap on your premiums..

You don't seem to want to actually discuss the issue, you just want to whine about it. I never realized aspies could be political fanatics. That's kind of funny.

14k isn't really enough money for anything except rent and food, and thats only if your lucky. So why is the division set so low?

Because politicians dont care. There are two classes frequently mentioned-the super rich, and the middle class. There are also the people on welfare and or unemployment who are considered to be making less than 14k. Those of us earners in the 13-20k range are all but forgotten, we are too rich to qualify for help, but at the point where one more straw could break the camels back. We generally dont contribute to political campaigns, so there is little motivation on their part to satisfy us.

The democrats who are constantly crying "what about the poor?" all but ignore us, they care about the "real" poor. The republicans have a general "fend for yourself" mindset. Granted, i call myself a republican, but thats because i have more conservative social views (gun control, gay marriage, abortion, constitiution, etc), but fiscally, im pretty much right-centrist, stop the people mooching from the system and put them to work. It really ticks me off when people come into my convenience store and spend 80 dollars of their food stamps on beef jerky and energy drinks, then turn around and use their cash benefit card to buy cigarettes and lottery tickets. People like me are just scraping by, with no help, and these people are taking it for granted.

That would be incorrect. The insurance companies are in this for the money and you know as well as anyone that when the gov. outlines the absolute bare minimum services the insurance has to provide that will be what they offer as the 'low cost' option.. any 'extra' that they arent legally required to provide will be at a ridiculous price.

Look to car insurance as an example. Same situation, same result. Only in this case, there is no competition since the citizen is FORCED to have health insurance.

Its essentially a blood tax. Your heart pumps? We tax that!

Well since they argued it wasn't a tax when they were passing it, a Judge pointed out that they can't have it both ways. Right now part of Obamacare is unconstitutional and unless the appeals court overturns the judge, in which case the Supreme Court is likely to overturn the appeals court there is a huge hole in Obamacare. Technically the Supreme Court could throw all of Obamacare out due to the fact the Dems forgot the Severability clause and didn't read what they wrote.

Well, thats what the law is designed to do. The law stipulates the categories of coverages and stipulates that there will be subsidies for the silver category based on your income. You can assign absolute values like "incorrect" once your opinion meets reality. We have yet to see the implementation arrive so it's a little early for that.

If you note the tone of the OP, it's not that he is concerned about the depth of his coverage or being covered for specific specialists. He's concerned about the cost of his plan. My response addressed that.

Last edited by simon_says on 26 Jan 2011, 8:06 pm, edited 1 time in total.

Medicaid is for the disadvantaged. I think it's 133% of the federal poverty line. Above that you'll either pay the fine or get minimal insurance.

Minimal meaning useless to someone who already can't afford insurance? What exactly is minimal insurance?

Obamacare was set up to force Insurance Companies out of business and then ride in with Government run health care. I trust Government even less than I trust Insurance companies.

Congrats on making it that far.

I'm being sincere. My dad is getting close to 80 and wondering if he'll make it.

yeah I didn't realize people lived too far past 80 but where I'm living now people tend to either die in their teens and 20's or their 90's or 100's (obituaries are my source for this) I'm not really sure what the implications of this are though

If you don't do something stupid that gets you killed when you are young and take care of yourself so that you don't keel over dead from heart disease by 40-45, you have a shot of living to however old your DNA makes possible.

For the subsidies you get a sliver plan. A silver plan is identified as one that covers 70% of costs and has a yearly deductible of ~$6000. Depending on your income, it can be very cheap as there are caps on your premium. Knocking 70% off of individual bills, being able to get yourself checkups when needed, and giving you some kind of cap if you are catastrophically injured isnt bad at all. Certainly better than letting others pay for your care if you are injured and unable to pay bills.

There are also categories termed bronze, gold and platinum iirc. But I dont know much about them.

Actually there is no virtue involved in living to 75. It is all a matter of not dying when at 74 or earlier.

We will all live as long as we live and then we will die.

ruveyn

Some luck out and have that special FOXO gene.

How does a deductible work? is it anything over that is covered? in what time period, a year? And if the person still can't afford to get treatment? he/she would just be wasting money.