Dox47 wrote:
Slap a lien on any non-insured property saved by the fire-crews, that seems like it would have the desired motivational effect.
Fire damaged property isn't worth all that much...especially if in the end the house still burns to the ground, and under the law, liens are paid on the basis of who filed their lien first.
YippySkippy wrote:
1. If there are children in the house, do the firefighters listen to them scream as they burn to death?
2. If a homeowner is underwater in his/her mortgage, they can set their house on fire and collect the insurance. As the house will burn completely with no interference from the fire department, it would be difficult to ascertain the cause afterward.
I'm certain that if people were inside the home, the fire department would do what it could to rescue them.
HOWEVER, only in the movies and on TV can you rescue people from a burning building. No fire department will risk lives trying to rescue someone who may already be overcome by the heat/toxic fumes. They'd have to know there are survivors who may still be alive, and the structure must not be involved to the point that it would be suicide to send someone into the burning structure. That is standard department policy pretty much on a global scale.
If only the structure is involved, all a fire department is obligated to do is prevent it spreading. Putting out a fire and saving the structure is a question of resources and how far gone the structure is. This is why they'll fight a forest fire...to prevent it spreading and damaging more property...not to save the already burnt trees.
Other than a mortgage company requiring property insurance and participation in a fire protection service that is normally optional, any fire is investigated for cause...and arson charges are brought if there is cause to believe the fire was deliberately set. Even if there is no criminal conviction, the insurance company can deny the claim and make the homeowner take them to court to recover anything on the policy.