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Misslizard
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25 Mar 2016, 5:48 pm

I usually don't agree with Gov Asa,but I've got to give him a thumbs up for this.
http://www.dailykos.com/story/2016/03/2 ... link_id=12


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auntblabby
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25 Mar 2016, 5:51 pm

^^he's fighting a losing battle against a legislature full of randians for whom compassion is a dirty word.



MaxE
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27 Mar 2016, 10:04 am

I basically support Obamacare and could give reasons why it may be a better direction for the US than Single Payer, although I won't.

However, I have a different view of an ideal health care system, which would be a market-based system combined with mandatory catastrophic health insurance. Catastrophic health insurance already exists, or has existed. Before Obamacare, many young professionals who did not get health insurance from an employer would have it. This means that one typically pays out of pocket for medical expenses (and budgets for same) just as one pays out of pocket for one's transportation expenses, but would be protected from the sort of "catastrophic" health expenses that would otherwise lead to financial ruin. This would lead to competition for patients among providers with the potential for improving service and value through the usual market mechanism. This is in fact happening to some extent in the US. There are competing clinics operated by pharmacies and retail chains such as Target where people can go for immunization etc.

Such a system will never come about because too many special interests would stand in the way. Obamacare is complicated, expensive, and bureaucratic, but it offers the best realistic opportunity to improve access to health care in the long run, given political reality.


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auntblabby
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27 Mar 2016, 4:37 pm

IMHO there is no justification for a routine [uninsured] doctor's office visit costing more than [the equivalent of] 20 automobile oil changes in my little town.



luan78zao
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30 Mar 2016, 2:26 am

It hasn't saved money, costing taxpayers $110 billion or so a year. It hasn't allowed people who liked their plan to keep their plan – some 9 million now don't have private insurance at all, thanks to the ACA; 5 million have lost employer-provided insurance, and 4 million have lost other individually-purchased plans. Millions of others are now paying more and getting less and/or have extremely high deductibles. (Figures from the CBO.)

So judging by the promises originally made about it, the ACA has been a resounding failure. If the real goal was to reward the ruling party's most loyal supporters, and also move the country farther along toward fully socialized medicine, it's been a ringing success!


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Last edited by luan78zao on 30 Mar 2016, 2:33 am, edited 1 time in total.

auntblabby
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30 Mar 2016, 2:28 am

i for one can say it definitely helps the working class.



marshall
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30 Mar 2016, 9:03 am

"socialized medicine" is pure evil. Better to let people suffer and die in the street.



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30 Mar 2016, 3:37 pm

LoveNotHate wrote:
Some facts I dug up:

-In 2016 Obamacare participants are expected to receive 680 billion dollars in subsidies [source 8]

-As of last year, 12 of 23 Obamacare exchanges have closed [source 1 & 2]

-1.2 billion dollars in defaulted loans from these failed exchanges [source 2]

-Four of the eleven remaining exchanges are deemed to be in "solvency trouble" because of low enrollment [source 3]

-All of the remaining eleven exchanges have received permission from the feds to reclassify their loans as "assets" to maintain an appearance of solvency [source 4]

-Insurance companies are pulling out of areas where they are losing money (e.g., Blue Cross pulled out of New Mexico claiming that the state is not allowing them to charge adequate rates) [source 5]

-2016 exchange rate increases are double digits in many states [source 6 & 7]

-HHS (Health & Human Services) says avg. premiums should rise 7.5% in 2016 / critics argue it is closer to 20.3% [source 9]

What do you think?

My opinion is that the prices are too high for the 90% coverage. It seems like it will really help the very poor, very sick, but not the working poor & middle class. This gallup polls suggests that there is no net improvement in providing needed care.

Image
http://www.gallup.com/poll/187190/cost- ... three.aspx

sources:
1. http://www.thefiscaltimes.com/2015/10/2 ... re-Closing
2. http://reason.com/archives/2015/11/26/w ... ep-failing
3. http://www.thefiscaltimes.com/2016/03/1 ... are-Co-ops
4. http://www.huffingtonpost.com/dan-karr/ ... 86192.html
5. http://krqe.com/2015/08/26/blue-cross-a ... -exchange/
6. http://dailysignal.com/2016/03/21/why-o ... l-over-us/
7. http://iwf.org/blog/2799668/Un-happy-Si ... -ObamaCare!
8. http://www.chicagobusiness.com/article/ ... -by-losses
9. http://www.foxnews.com/politics/2016/03 ... wages.html


Just means that the next step in healthcare is universal coverage. The insurance companies, which had been responsible for leaving people adrift without any health coverage due to preexisting conditions, or poverty, it seems are just naturally dying out to make room for it. Darwinian evolution at it's best!


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LoveNotHate
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30 Mar 2016, 7:37 pm

Kraichgauer wrote:

Just means that the next step in healthcare is universal coverage. The insurance companies, which had been responsible for leaving people adrift without any health coverage due to preexisting conditions, or poverty, it seems are just naturally dying out to make room for it. Darwinian evolution at it's best!


Republicans and Democrats seem united against it ...

Obama decried how awful government run healthcare is, and how we need insurance-based.

"Hillary Clinton: Single-payer health care will 'never, ever' happen"
http://www.cbsnews.com/news/hillary-cli ... er-happen/



Kraichgauer
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30 Mar 2016, 8:27 pm

LoveNotHate wrote:
Kraichgauer wrote:

Just means that the next step in healthcare is universal coverage. The insurance companies, which had been responsible for leaving people adrift without any health coverage due to preexisting conditions, or poverty, it seems are just naturally dying out to make room for it. Darwinian evolution at it's best!


Republicans and Democrats seem united against it ...

Obama decried how awful government run healthcare is, and how we need insurance-based.

"Hillary Clinton: Single-payer health care will 'never, ever' happen"
http://www.cbsnews.com/news/hillary-cli ... er-happen/


But plenty of Americans would be more than happy to go to the doctor for nothing. And the everyday Americans are supposed to be the ones who count.


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25 Oct 2016, 10:59 am

It’s official: Double-digit rate hikes for Obamacare

Quote:
Premiums will go up sharply next year under President Barack Obama’s health care law, and many consumers will be down to just one insurer, the administration confirmed Monday


Most of these premiums will be subsidized by the taxpayers


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25 Oct 2016, 6:26 pm

The average increase in premiums is 25 percent but it varies greatly between states. Indiana is down by 3 percent, Arizona's premiums are going up by 116 percent.
Premiums to Skyrocket for Some Obamacare Customers

Jacoby, you should not have been so anti Clinton, The White House was reading :D .


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25 Oct 2016, 7:35 pm

The fact that the question must be asked in my mind concludes that it at the very least imperfect and not working to the expectations of the people.

Could it be improved? Possibly, but not by the current administration.
Could another democratic president fix it? Yes, but I am extremely doubtful Hillary has shown any indication or plan on how she would achieve that.


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TheSpectrum
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25 Oct 2016, 7:36 pm

ASPartOfMe wrote:
It’s official: Double-digit rate hikes for Obamacare

Quote:
Premiums will go up sharply next year under President Barack Obama’s health care law, and many consumers will be down to just one insurer, the administration confirmed Monday


Most of these premiums will be subsidized by the taxpayers

Indeed. Ask yourself if you are ok with such an increase on your fellow American then ask yourself how much tax you pay.


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auntblabby
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26 Oct 2016, 1:40 am

whatever increases there will be seen on the exchanges will pale in comparison to when the rump gets elected and brings us back to before PPACA, premiums will skyrocket and they will dump high risk patients off the rolls, resulting in a private insurance death spiral acceleration.



Jacoby
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26 Oct 2016, 7:22 am

That's nonsense that Trump would cause prices to skyrocket, doesn't make any sense. The mandate has to be voided, this whole idea that getting more people insured would lend itself to better health outcomes is just bonkers and the studies have shown Medicaid barely being better than no insurance at all, the problem has never been lack of access to coverage but rather the exorbitant price which Obamacare has done nothing to address. Nobody is passing up health coverage for any other reason except cost and this law causes costs to rise, it's a bad law and should be repealed. You can keep what little good has come from the law and scrap the rest, the cat is out of the bag with the Medicaid expansions and I don't believe that ending pre-existing conditions or allowing children to stay on their insurance longer really incur that much more additional costs. You can't mandate people have to buy private insurance and watch the rates literally double, that is tyrannical.

People said it at the time, the law was meant to crash the US healthcare system and it seems like it is succeeding.