When should you have access to a lot of money?

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eric76
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13 Jan 2015, 10:01 pm

ooOoOoOAnaOoOoOoo wrote:
eric76 wrote:
Discussions about life expectancy often involve how it has improved over time. According to the National Center for Health Statistics, life expectancy for men in 1907 was 45.6 years; by 1957 it rose to 66.4; in 2007 it reached 75.5. Unlike the most recent increase in life expectancy (which was attributable largely to a decline in half of the leading causes of death including heart disease, homicide, and influenza), the increase in life expectancy between 1907 and 2007 was largely due to a decreasing infant mortality rate, which was 9.99 percent in 1907; 2.63 percent in 1957; and 0.68 percent in 2007.

But the inclusion of infant mortality rates in calculating life expectancy creates the mistaken impression that earlier generations died at a young age; Americans we'e not dying en masse at the age of 46 in 1907. The fact is that the maximum human lifespan — a concept often confused with "life expectancy" — has remained more or less the same for thousands of years. The idea that our ancestors routinely died young (say, at age 40) has no basis in scientific fact.
Did you get that? The maximum human lifespan has remained more or less the same for thousands of years.

That needs repeating: The maximum human lifespan has remained more or less the same for thousands of years.

Continuing:

Quote:
When Socrates died at the age of 70 around 399 B.C., he did not die of old age but instead by execution. It is ironic that ancient Greeks lived into their 70s and older, while more than 2,000 years later modern Americans aren't living much longer.


Do you understand what the author of that is saying? Our maximum ages aren't greater than in the past. Rather, our odds of reaching those maximum ages are increasing, largely because of large increases in the number of babies who survive to be infants.

If you think that lifespan is going to increase to 120-140, it is nothing but fantasy with no basis at all in reality.


Not in the developed world, it has jumped. Okay, for instance, at one time, like during the times of Jesus Christ and the Roman Empire, 20 was considered middle aged and when you reached 30 years old people considered you to be old. It was rare for people to live past the age of 45.

Nowadays 35 is still considered young, 45 is middle aged and we think of something like 60 as old. It has increased.


There may be a grain of truth in that, but not what you think it is. It used to be that people in cities and along major trade routes had shorter life spans because of the greater exposure to multiple diseases. Those who lived in rural areas away from trade routes often lived to old age simply because they weren't exposed to very many diseases that might kill them.

In any event, look again at the the article cited above: The maximum human lifespan has remained more or less the same for thousands of years.

Think about that a few minutes and what it means. The maximum human lifespan today is little different from what it was 2,000 years ago. That does not mean that the life expectancy hasn't changed. The life expectancy has a lot to do with surviving infancy. If you survive infancy, it also has a lot to do with surviving various infectious diseases during your life. If you survived infancy and were exposed to very few serious infectious diseases, you were likely to live a long time. If you survived infancy but lived in a crowded city with questionable sanitation, you were likely to be exposed to a much wider variety of serious diseases and without modern medicine you were more likely to die from such diseases. If, by chance, you did survive those infections, then your maximum life expectancy was not much different from today.

By the way, if you compare the published figures for life expectancy from countries around the world, you are probably going to think that the differences aren't so great. But there are large differences in how life expectancy is calculated. In the US, life expectancy is counted from birth. In some countries, the life expectancy calculations only include those children who lived to be at least one year old.



ooOoOoOAnaOoOoOoo
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13 Jan 2015, 10:05 pm

If nothing kills you, you live longer and that is what medical advances have made possible and continue to allow. Humans can live a long time.



eric76
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13 Jan 2015, 10:08 pm

ooOoOoOAnaOoOoOoo wrote:
There could be a change in the future on just who gets insured and why. It's possible. Do things really stay the same or do they keep getting restructured. It seems like innovation is a selling point. Who is going to buy the same idea over and over?


Yeah, it's possible. And if people didn't start working until the age of 40, those who go to work for insurance companies might be so incompetent that they might issue policies that cannot make money.

Don't forget that insurance policies increase in price the older you become. At some age, I doubt that any legitimate insurance company would even issue such a policy. As I understand it, there are a number of companies that will issue a key man insurance policy for up to 70 years old and a few up to 80 years old. I have never heard of one that will even considering issuing a key man policy on anyone over 80.



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13 Jan 2015, 10:10 pm

eric76 wrote:
ooOoOoOAnaOoOoOoo wrote:
There could be a change in the future on just who gets insured and why. It's possible. Do things really stay the same or do they keep getting restructured. It seems like innovation is a selling point. Who is going to buy the same idea over and over?


Yeah, it's possible. And if people didn't start working until the age of 40, those who go to work for insurance companies might be so incompetent that they might issue policies that cannot make money.

Don't forget that insurance policies increase in price the older you become. At some age, I doubt that any legitimate insurance company would even issue such a policy. As I understand it, there are a number of companies that will issue a key man insurance policy for up to 70 years old and a few up to 80 years old. I have never heard of one that will even considering issuing a key man policy on anyone over 80.

Why do you just assume people will be incompetent and older people cannot do a good job? You do not seem to have confidence in the abilities of others.

Studies have suggested, young people who travel around are actually more worldly and better able to cope. It helps them understand their surroundings better and gives them an edge. It could be psychologically healthy to travel around and get a feel for the world while younger.



Last edited by ooOoOoOAnaOoOoOoo on 13 Jan 2015, 10:13 pm, edited 1 time in total.

eric76
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13 Jan 2015, 10:11 pm

ooOoOoOAnaOoOoOoo wrote:
If nothing kills you, you live longer and that is what medical advances have made possible and continue to allow. Humans can live a long time.


If nothing kills you, you have a greater chance of living to be old. That does not continue forever.

Did you not understand the part earlier?

Once more: The maximum human lifespan has remained more or less the same for thousands of years.

What part of that do you NOT understand?



ooOoOoOAnaOoOoOoo
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13 Jan 2015, 10:14 pm

eric76 wrote:
ooOoOoOAnaOoOoOoo wrote:
If nothing kills you, you live longer and that is what medical advances have made possible and continue to allow. Humans can live a long time.


If nothing kills you, you have a greater chance of living to be old. That does not continue forever.

Did you not understand the part earlier?

Once more: The maximum human lifespan has remained more or less the same for thousands of years.

What part of that do you NOT understand?

Science says different. 120 years or longer is projected to be possible in the near future due to advances in biomedicine.



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13 Jan 2015, 10:16 pm

ooOoOoOAnaOoOoOoo wrote:
Why do you just assume people will be incompetent and older people cannot do a good job? You do not seem to have confidence in the abilities of others.


Why do you have the completely irrational idea that you can start work at 40 and be as productive as you would have been if you had started at 20?

There may be some chance of that at the most menial jobs, but the greater the job calls for experience and knowledge, the less chance there would be. It would be pretty much impossible for some jobs.



eric76
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13 Jan 2015, 10:16 pm

ooOoOoOAnaOoOoOoo wrote:
eric76 wrote:
ooOoOoOAnaOoOoOoo wrote:
If nothing kills you, you live longer and that is what medical advances have made possible and continue to allow. Humans can live a long time.


If nothing kills you, you have a greater chance of living to be old. That does not continue forever.

Did you not understand the part earlier?

Once more: The maximum human lifespan has remained more or less the same for thousands of years.

What part of that do you NOT understand?

Science says different. 120 years or longer is projected to be possible in the near future due to advances in biomedicine.


Cites?



eric76
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13 Jan 2015, 10:17 pm

An 80 year old who lives to be 120 is probably not going to be much different than an 80 year old who lives to be 90.



ooOoOoOAnaOoOoOoo
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13 Jan 2015, 10:20 pm

eric76 wrote:
ooOoOoOAnaOoOoOoo wrote:
Why do you just assume people will be incompetent and older people cannot do a good job? You do not seem to have confidence in the abilities of others.


Why do you have the completely irrational idea that you can start work at 40 and be as productive as you would have been if you had started at 20?

There may be some chance of that at the most menial jobs, but the greater the job calls for experience and knowledge, the less chance there would be. It would be pretty much impossible for some jobs.

I know for a fact you could even be better at forty and you certainly can manage people better, be on time for work, more focused.
It's easier to create things, too, and to keep organized.



eric76
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13 Jan 2015, 10:24 pm

ooOoOoOAnaOoOoOoo wrote:
eric76 wrote:
ooOoOoOAnaOoOoOoo wrote:
Why do you just assume people will be incompetent and older people cannot do a good job? You do not seem to have confidence in the abilities of others.


Why do you have the completely irrational idea that you can start work at 40 and be as productive as you would have been if you had started at 20?

There may be some chance of that at the most menial jobs, but the greater the job calls for experience and knowledge, the less chance there would be. It would be pretty much impossible for some jobs.

I know for a fact you could even be better at forty and you certainly can manage people better, be on time for work, more focused.
It's easier to create things, too, and to keep organized.


If you don't start until you are forty, you are going to be completely useless at managing people.

And I don't believe for a second that if someone never had to be a responsible adult until they were 40, that they are going to be on time for work, focused, creative, or organized.



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13 Jan 2015, 10:35 pm

eric76 wrote:
ooOoOoOAnaOoOoOoo wrote:
eric76 wrote:
ooOoOoOAnaOoOoOoo wrote:
Why do you just assume people will be incompetent and older people cannot do a good job? You do not seem to have confidence in the abilities of others.


Why do you have the completely irrational idea that you can start work at 40 and be as productive as you would have been if you had started at 20?

There may be some chance of that at the most menial jobs, but the greater the job calls for experience and knowledge, the less chance there would be. It would be pretty much impossible for some jobs.

I know for a fact you could even be better at forty and you certainly can manage people better, be on time for work, more focused.
It's easier to create things, too, and to keep organized.


If you don't start until you are forty, you are going to be completely useless at managing people.

And I don't believe for a second that if someone never had to be a responsible adult until they were 40, that they are going to be on time for work, focused, creative, or organized.


Not if you have a partner and started a family..that's a really good way to learn how to organize and manage...
Again, you associate maturity with experience and they are separate things. Maturity comes with age and helps you be responsible. If you are immature and given too much responsibility, it can be a recipe for failure.



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13 Jan 2015, 10:51 pm

The economy is already taking a hit from millennials. They are the laziest, most entitled, underemployed generation in history. If anything, we should be disciplining young people more, not spoiling them.



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14 Jan 2015, 9:24 am

ooOoOoOAnaOoOoOoo wrote:
Studies have suggested, young people who travel around are actually more worldly and better able to cope. It helps them understand their surroundings better and gives them an edge. It could be psychologically healthy to travel around and get a feel for the world while younger.


For a year (sometimes called gap year), not for 20 years. This year of travel is also financed either by parents (for those who can afford it, which isn't many) or by the young people themselves either via savings or via getting a job at the place(es) they travel too. It isn't a loan against future earnings.

Travel while working is arguably a better way to learn the skills you cite than traveling while not working. Endless vacation won't teach you much but being a bartender/waiter/au par/teacher etc. in another country really will.
http://thoughtcatalog.com/matthew-kepne ... the-world/

Quote:
Finding work overseas is not like finding a job in the United States. It’s a much more informal process, and if you remember you are looking for a job rather than a career, and stay flexible with your options, you’ll be able to find work anywhere. Whole economies and industries are built around employing travelers. Heck, I don’t think the Australian economy would survive without the labor backpackers/travelers provide!


Lots of great ideas for work travel and the young people who do it will learn skills. But that isn't what you are advocating. You are advocating not working and assuming the skills will somehow just develop by the aging process.



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14 Jan 2015, 9:26 am

ooOoOoOAnaOoOoOoo wrote:
Not if you have a partner and started a family..that's a really good way to learn how to organize and manage...
Again, you associate maturity with experience and they are separate things. Maturity comes with age and helps you be responsible. If you are immature and given too much responsibility, it can be a recipe for failure.


So now people are supposed to wait until 40 to start a job and not only are they borrowing money against future earnings for themselves, they are borrowing enough to support children too? What a nightmare scenario for their future selves.



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14 Jan 2015, 10:23 am

ooOoOoOAnaOoOoOoo wrote:
eric76 wrote:
ooOoOoOAnaOoOoOoo wrote:
eric76 wrote:
ooOoOoOAnaOoOoOoo wrote:
Why do you just assume people will be incompetent and older people cannot do a good job? You do not seem to have confidence in the abilities of others.


Why do you have the completely irrational idea that you can start work at 40 and be as productive as you would have been if you had started at 20?

There may be some chance of that at the most menial jobs, but the greater the job calls for experience and knowledge, the less chance there would be. It would be pretty much impossible for some jobs.

I know for a fact you could even be better at forty and you certainly can manage people better, be on time for work, more focused.
It's easier to create things, too, and to keep organized.


If you don't start until you are forty, you are going to be completely useless at managing people.

And I don't believe for a second that if someone never had to be a responsible adult until they were 40, that they are going to be on time for work, focused, creative, or organized.


Not if you have a partner and started a family..that's a really good way to learn how to organize and manage...
Again, you associate maturity with experience and they are separate things. Maturity comes with age and helps you be responsible. If you are immature and given too much responsibility, it can be a recipe for failure.


Close to one third of all school age children according to scientific study are pre-type two diabetic.

Close to half of all Americans are on some kind of pain killer.

Rates of prescriptions of anti-depressants among adults and children is sky rocketing.

The society is sick, as for the most part FOLKS have forgotten how to even be human, per ways of health and well being, as simple as being able to move from point A to point B, IN GRACE, comfortable in one's own skin.

Humans are evolved for intermittent gratification.

Instant gratification kills, and there is heavy documentation to support that everywhere one looks.

The reward is in the HUNT FOR SUBSISTENCE, NOT IN THE goal.

People who TRULY re TIRE simply learn and DO something new FOR CHALLENGE TO PUT NEW RUBBER ON THEIR WHEELS.

NO CHALLENGE, per intermittent gratification, makes sick humans, and there is no doubt about that in FAT KIDS (as a result of lifestyle and not innate issues).

THE ONLY REASON there is a longer statistical lifespan for Americans now, is because of modern sanitation, antibiotics, and other medical procedures that are KEEPING PEOPLE ALIVE, either in surgical procedures or PRESCRIPTION DRUGS.

STRESS IS CUMULATIVE OVER A LIFETIME.

I WAS HALF DEAD BY THE TIME I reached early retirement after 31 years of work at age 47.

AND hell no, if I had to work now, I WOULD STILL BE SICK FROM STRESS, AT least AT A department head level working for the government wearing a myriad of different hats multi-tasking a 'zillion' things in both mechanical and social cognition all at the same time.

I worked three part time jobs per archaeology research associate, book store clerk, and janitor with a more than full load of getting through college eating peanut butter sandwiches.

If I focused on physical fitness then like I do now, I might HAVE lifted 1500 LBS with my legs instead of the 860 LBS I DO NOW; particularly, considering I have the testosterone level of a 75 year old man NOW as measured in my most recent doctor's visit on record at 277.

The WILL I HAVE NOW, COMES FROM THAT WILL I HAD THEN.

EXCELLENCE IS NOT IN THE GOAL IT IS IN THE PRACTICE OF THE JOURNEY.

AND it WILL not happen when one is not meeting EXTREME CHALLENGES AND overcoming them as our ancestors HAVE DONE for thousands of years.

When I GOT SICK from Stress and could not meet challenges anymore it was the most horrifying thing of all to NOT BE ABLE TO OVERCOME CHALLENGES FOR LIFE.

ALL THE fun I have now comes from challenge and ABSOLUTELY NONE OF IT FROM ALL THE MONEY I'LL EVER NEED.

I WORKED for close to minimum wage right out of college at a menial job handing out shoes at a Government Bowling Center as per my Autism I had no output skills still, after 3 college degrees, in oral presentation and writing skills.

The Bowling Alley taught me that, OVER THE COURSE of two decades progressing from shoe handler to MANAGER.

AND THEN on up to replacing a department head for the Military, at times, working toe to toe with a Captain of a Military Installation.

And hell no, school did not touch my advances in emotional intelligence through a life of HARD KNOCKS.

ONLY THE REAL WORLD OF WORK DID THAT FOR ME.

AND YES IT WAS TOUGH, BUT I WOULD HAVE NEVER eventually EXERCISED COMFORT in my own social skin without it.

The only reason I have the confidence and strength I have now is through the challenge, dark, and pain of life, OVERCOME.

AND nah, not all folks can do it.

No one yet has proven that the GOD of Mother Nature is Fair.

So 'we' work to live, or we simply die, either through a lack of subsistence OR a lack of internal spirit IN WILL driving us forward IN NOW FOR simple human survival, the way it's been done for all animals to date.

There is no FREE RIDE, NOT EVEN IN FREE.

AND THERE IS NO ESCAPING THE MASTER OF MOTHER NATURE TRUE.

Those who attempt to fool her, simply live in misery and despair, eventually, as may be the case.

So with that said, Britney illustrates this well, in the following video. ;)



And yeah, she has LITERALLY BEEN WORKING HER BUTT off, since her little girl days at Disney.

And that is the ONLY REASON, FOR WHERE SHE'S AT NOW, through all her struggles and success!

Yeah when the flesh truly hits the earth there IS NO FREE RIDE IN THIS LIFE!

NO MATTER WHAT. :)


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Last edited by aghogday on 14 Jan 2015, 10:39 am, edited 3 times in total.