Car insurance Guys vs Girls

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I just wonder does guys pay equal rate of insurance as woman?

Apparently, the European Court of Justice, abolished this injustice, and now the rates are equal for all, moreover, why is that women should have to pay less, because some stupid statistics?, moreover, a car is not a toy for girls but for boys

I think that that's the very point. Young guys treat cars like toys. Young ladies treat them as appliances, and dont do crazy stuff like drive drunk, or play chicken. But take heart! In the new digital age there is a new dangerous behavior that ( I get the impression) girls indulge in more than do guys that may be evening the statistical odds between the sexes: that being texting while driving. Guys may be more into drag racing while tripping on acid, but I get the impression that its girls who are less able to resist social networking via texting than guys. But I could be wrong.

For now i don't have driver license, my mom said i shouldn't drive because my AS, but she also says that's my own life that i should decide but for my own money. As for woman as driver i was witness when i go to my university by bus, when on woman driver who look like a member of of the oldest profession doing makeup in her car, blocking all the cars and bus in which i was passenger, the bus driver honk on her but she still block the road!

Ahh, insurance companies. Finally a thread with the potential to unite the diverse denizens of PPR.[/optimism]

My sister is an insurance broker, but not the retail market.

Basically it is nothing to do with equity, it is to do with risk and stats. Women may get in to fender benders, but in terms of big payout and life threatening it is more men. The stats don't lie. If you have insurance, and you need expensive treatment you are not going to pass on claiming. This has little to do with discrimination.

Back in they day there was more fatality anyway becuase car were less safe, so it is down to the risky drivers.

EU rules, simply mean that insurance companies will have to offset the risk across the sexes. This can result in higher premiums for everyone.

I'm against anything that is anti-competition, and anti-invocation so I'm against this policy. What could be done is to get the insurance companies to come up with more initiative method for bring the premiums down at least for sub sectors.

Eu regs have a track record of not knowing what they are talking about and rushing through hasty and undemocratic bureaucracy, good example is European cookie legislation, which completely overlook the real security and privacy issues facing web user, and regulate something that if legitimate was never really a problem, if in not they aren't going to put the notice up anyway.

But it should appeal to feminist as they want equality, they got it

This is why I don't like this style advocacy, it is just decisive. Equality is about opportunity. Both men and women can drive. Equality would be to get the insurance companies to come up with products that reward responsible men and women where possible.

I happen to think that some of these "drivers rights" group can be amongst the most narcissistic self important groups, and they don't represent all drivers.

What do you mean?
I like the idea of equality in terms of race, sex, disability. Every human should be treated equal, but i think some girls like the idea of equality working for them, they would like be treated as equal but the at the same time still be treated like "princess"

Resuming subject, any new ideas and feedback

I once read that the guys who reported the matter to the European Court of Justice, behaved very not gentleman like. Now that insurers rather increase the rate of insurance for female drivers than reduce it for men. That it will create additional costs for families, because it often, and so the guy pays both his insurance and wife.

Car insurance is run by the matriarchy thats why men pay more insurance than women due to the assumption that all men are reckless and get into more accidents and all women are perfect drivers and never get in accidents at all.

Last edited by AspieOtaku on 05 Oct 2014, 2:15 am, edited 1 time in total.

This is simply not the case.

Source: family knowledge, connections to the insurance market.

Insurance is not governed by assumptions, assumptions will put a company out of business.

The party to which I belong "New Right" even though our founder and leader is the traditional model of the family, this time against the EU regulation, moreover, is the opponent to the EU as a whole.

In his opinion, the European Union or national governments should not interfere in business.

Quick look at the party it seem to have some of the ideas of classical (European) liberalism, which is good. It is a mixture which is good, parties that are too one dimensional tend to lack substance.

On of New Right website was article about "insurance" industry in Poland, Europe, and USA. They told that those guys from Belgium who originally filed claim to EU court and presiding judge that the age factor in auto insurance is discriminatory , ware acted very not like true gentleman, a true man should give woman the "weaker sex" certain concession like lower insurance rates And woman indeed have less accidents than mans(but it was mention that statically(Polish) woman drive less often than man)
In this article is stated that this ruling disservice tho familiars as whole, because insurance companies are not charities, and they will use this ruling to increase insurance for females rather to reduce it for males.

Insurance companies determine your premiums based on your driving record. It's a lot like a credit history. is it good, bad or do you even have one at all? When you first start driving. you don't have a driving record and so insurance companies use profile information ( age, sex, marital status and vehicle type.) to determine a starting premium. Once you turn 25 and have 3+ years of driving experience. The insurance companies only uses your driving record (and maybe psychical health records). to determine your premiums from then on.

Since 2012 Insurance companies are forbidden to use driver sex as factor, this is because EU directive that forbade all discrimination based on sex.