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kraftiekortie
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17 Dec 2018, 6:54 pm

Obamacare was good for some people....very bad for others.

Some of the plans under Obamacare really sucked. With high deductibles (what you have to pay out of your own pocket).



Kraichgauer
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17 Dec 2018, 7:04 pm

blazingstar wrote:
sly279 wrote:
envirozentinel wrote:
Why are so many people against Obama Care? I'm not from the US and don't understand why they want to undo everything done by the previous administration just for the sake of it.

It’s designed to make insurance companies richer not helpe people. It forces people to buy insurance they can’t afford or be fined by the government. Either way the insurance company aka a mafia gets thier money. Imagine being forced to buy any other product?
Sure some people get helped but many more get hurt, it’s a law r make money for the companies nothing more nothing less. They helped the politicians write it, they paid off politicians to pass it. Thought democrats were suppose to be against big busines, instead they reward big business.
I have worse health care cause of it. It’s part of why I don’t go to the dentis. Before it I could get my tearhnfix, after it they only pay to pull teeth.


Medicaid is a STATE program, funded in part by the federal government, but the STATE makes the rules about what is covered. So changes in Sly's Medicaid dental program would have to have been made at the state level.

The ACA (= Obamacare) resulted in increasing health care coverage for millions of Americans. It required that pre-existing conditions be covered. It permits children to be covered up to age 26, which has helped many young adults, including ones with disabilities to be covered longer. Some people were affected badly, primarily in states that refused to increase Medicaid coverage. But the majority of people affected are doing better.

As bad as Medicaid is - and it has many problems - it is way better than no health care coverage at all. Should I be complaining that my tax dollars are going to pay for your health care???? No, I am not, because I believe that as a civilized community we should be helping others in as many ways as possible.


Amen, and Amen!


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kraftiekortie
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17 Dec 2018, 7:13 pm

The "preexisting" features is very important---because most insurance companies don't want to cover people with preexisting conditions. I'd have to agree with that.

I researched this considerably....I did find some of the Obamacare-type insurance to be expensive, with high deductibles. Especially the "Bronze" plans. The "Gold" plans were at about the level of most health insurance offered by civil service entities.



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18 Dec 2018, 2:06 am

envirozentinel wrote:
Why are so many people against Obama Care? I'm not from the US and don't understand why they want to undo everything done by the previous administration just for the sake of it.

the MAGAs are, by and large, social darwinists who believe in "every man for himself, and the devil take the hindmost." they don't want what they perceive to be their tax dollars helping anybody not like themselves [the colored, the gay, the poor].



sly279
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18 Dec 2018, 3:15 am

kraftiekortie wrote:
The "preexisting" features is very important---because most insurance companies don't want to cover people with preexisting conditions. I'd have to agree with that.

I researched this considerably....I did find some of the Obamacare-type insurance to be expensive, with high deductibles. Especially the "Bronze" plans. The "Gold" plans were at about the level of most health insurance offered by civil service entities.

Then maybe we should just get rid of the insurance companies



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18 Dec 2018, 6:17 am

sly279 wrote:
kraftiekortie wrote:
The "preexisting" features is very important---because most insurance companies don't want to cover people with preexisting conditions. I'd have to agree with that.

I researched this considerably....I did find some of the Obamacare-type insurance to be expensive, with high deductibles. Especially the "Bronze" plans. The "Gold" plans were at about the level of most health insurance offered by civil service entities.

Then maybe we should just get rid of the insurance companies


Won't happen. Too many politicians are sucking the insurance companies teat for donor money.


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LoveNotHate
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18 Dec 2018, 7:37 am

Kraichgauer wrote:
What better health care plan? Trump and the Republicans have absolutely nothing to replace the ACA with. Where's Trump's promise to give us all universal healthcare?

Trump only promised "great health care".

He's working on that. ;)


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18 Dec 2018, 7:51 am

sly279 wrote:
kraftiekortie wrote:
The "preexisting" features is very important---because most insurance companies don't want to cover people with preexisting conditions. I'd have to agree with that.

I researched this considerably....I did find some of the Obamacare-type insurance to be expensive, with high deductibles. Especially the "Bronze" plans. The "Gold" plans were at about the level of most health insurance offered by civil service entities.

Then maybe we should just get rid of the insurance companies

Insurance companies negotiate with health care providers to lower costs.

A man got bitten by a rattle snake, got ER treatment, and a hospital bill for $153,000 ...
Image
http://combatblog.net/tag/hospital-bill/


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EzraS
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18 Dec 2018, 8:41 am

The ones to blame seem to be medical schools for what they charge. Hospitals and doctors for what they charge. And insurance companies for what they charge.

Funny thing. For many years my aunt got premium free low deductible healthcare through her employer.

Then that went away when obamacare came along and she had to pay a huge premium for insurance with a gigantic deductible.

Then this same company she works for joined a union and now she pays a very low premium for low deductible insurance.



sly279
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18 Dec 2018, 2:15 pm

LoveNotHate wrote:
sly279 wrote:
kraftiekortie wrote:
The "preexisting" features is very important---because most insurance companies don't want to cover people with preexisting conditions. I'd have to agree with that.

I researched this considerably....I did find some of the Obamacare-type insurance to be expensive, with high deductibles. Especially the "Bronze" plans. The "Gold" plans were at about the level of most health insurance offered by civil service entities.

Then maybe we should just get rid of the insurance companies

Insurance companies negotiate with health care providers to lower costs.

A man got bitten by a rattle snake, got ER treatment, and a hospital bill for $153,000 ...
Image
http://combatblog.net/tag/hospital-bill/


Hospitals set those prices cause they know thst it’ll be negotiated down. It’s a whole rigged system just like college and student loan.
Its cause of the insurance companies Joanie’s hospitals charge so much.



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18 Dec 2018, 2:18 pm

LoveNotHate wrote:
Kraichgauer wrote:
What better health care plan? Trump and the Republicans have absolutely nothing to replace the ACA with. Where's Trump's promise to give us all universal healthcare?

Trump only promised "great health care".

He's working on that. ;)


I don't see him working on jack. In fact, if he was ever really planning to enact universal health care, the Democrats would have thrown their support behind him on that matter.


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auntblabby
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19 Dec 2018, 12:40 am

the people one notices spouting their opposition to cutting the working class any slack, have to a person never had to deal with ruinous medical expenses. they only give a damn when it affects them or theirs personally, and then only for themselves.



LoveNotHate
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19 Dec 2018, 11:45 am

auntblabby wrote:
the people one notices spouting their opposition to cutting the working class any slack, have to a person never had to deal with ruinous medical expenses. they only give a damn when it affects them or theirs personally, and then only for themselves.

Conservatives think they're helping when they tell people to "Get a Job".

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19 Dec 2018, 12:16 pm

envirozentinel wrote:
Why are so many people against Obama Care? I'm not from the US and don't understand why they want to undo everything done by the previous administration just for the sake of it.


Here's what I can tell you in the form of personal points of fact:

-Before "Obamacare" If I recall correctly, I had a deductible of $1,500.

-Before "Obamacare" I was paying a monthly premium for myself and my family in an amount that was high, but that I could afford.

-After "Obamacare" was implemented, the health plan I had been with for years stopped selling health insurance in my state completely. I had no choice but to find another option. I could neither "Keep my doctor." as Obama promised nor could I "Keep my plan" as he also promised.

-After "Obamacare" my monthly premiums quadrupled to approximately 1/3rd of my annual income which is also where it stands today. This has drastically changed my ability to invest in my future in ways I otherwise would. I challenge everyone to think about how much money they make (or receive) and ask yourself if you'd feel perfectly fine with having 1/3rd of your income going for something that you may never need or use. If anyone here thinks they'd be perfectly fine with that, I would love for you to publicly make such a statement.

-After "Obamacare" in a desperate attempt to keep my costs down, I have over time increased my deductible to $10,000. I now pay roughly 1/3rd of my income for catastrophic coverage only since virtually everything else I have to pay out of my own pocket up to that $10,000 deductible.

It's funny though, when I detail my own personal experiences above, all I hear are "crickets". It doesn't fit the right narrative I guess. Bueller? Bueller?



Last edited by Magna on 19 Dec 2018, 1:04 pm, edited 1 time in total.

Taradine
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19 Dec 2018, 12:25 pm

LoveNotHate wrote:
He's working on that. ;)


i don't see him working on much besides shutting down his charities out of coercion and begging for border wall funding.

and golf...

auntblabby wrote:
the people one notices spouting their opposition to cutting the working class any slack, have to a person never had to deal with ruinous medical expenses. they only give a damn when it affects them or theirs personally, and then only for themselves.


it's the "f**k you, got mine" culture, due to the erosion of the american sense of community cause of this "rugged individualism" bull that's been shoved down our throats for generations


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Kraichgauer
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19 Dec 2018, 6:03 pm

LoveNotHate wrote:
auntblabby wrote:
the people one notices spouting their opposition to cutting the working class any slack, have to a person never had to deal with ruinous medical expenses. they only give a damn when it affects them or theirs personally, and then only for themselves.

Conservatives think they're helping when they tell people to "Get a Job".

Image


It's also true that employers are stingy with hiring employees, and even stingier when it comes to wages and benefits, even when they're making good money.


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