SAVE YOUR MONEY

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I filled out the wrong federal student aid. And my father's health insurance expired for my medication, because I'm 23 years old, so that is skyrocketing in prices.

I rode a bike daily for 10 years. Never got me into shape. And it sucked a lot.

Having difficulty understanding how your grades affect how much your tuition costs. Isn’t the price the same whether you get an A average or a C average?

You made a mistake, you'll know better next time. I don't have any answers for your problem but that's what you need to concentrate on rather than the money that's gone. Are there any organisations that advise students on these matters where you are?

if you save all your money and never have any fun, you will regret it. budget for a little fun now and then but save as much as reasonably possible, invest what you are able to spare [aside from a year of emergency money] in something that will pay you real interest, not the measly 1% or so even the best banks pay the 99%ers, but dividend-paying stocks and MLPs, some of which pay 10% or more annual interest. don't spend any more than necessary for stuff you will flush down the toilet [literally]. if you must get something that is durable such as clothing or shoes, you can go used for the clothing but shoes must be new, make 'em as good quality as you can. same for the car, don't get a lemon, find a good used Toyota or Honda, hard to go wrong there. if you buy cheap stuff that breaks down or prematurely wears out, you haven't saved diddly. save the expensive hobby stuff for when you are older and close to retirement age, only then will you actually have some spare time to indulge in it [unless you win the lotto].

Depending on how his financial aid is set-up, failing classes could mean losing funding.

Some scholarships require a B average. I know that for a fact.

I'm starting to entertain the possibility of investing in crypto-currency (Ripple & Cardano look mighty tempting). Start at $50-$100 to get my feet wet but anything that helps me have a more secure financial future instead of rotting on disability for the rest of my life.

Crypto is a GAMBLE & is very volatile, so ONLY throw down on crypto what you can afford to lose as if you had just plunked it into a slot machine.

Crypto is also rather complicated. I know a bit about it, but can't be bothered to learn all the ins and outs. I know a guy who made a great return in the last year, and he knows a lot about this stuff. He made his own coin & invited friends and family to invest in it if they want. It's not so much a currency as it is a coin fund. He's using the money deposited to day trade 10+ currencies at a time. It's only been a few weeks and I'm presently down ~20% due to fluctuating bitcoin & other crypto's values over the past couple weeks.

It's a GAMBLE, so if you do it at least make it an educated gamble and do all of your due dilligence by learning a LOT. There are several forums and facebook groups dedicated to learning about it all. I find it interesting but can't be bothered to learn so would rather pay my friend his fees to day trade a bit of gambling money for me, then see if it's worth more in a few years. Problem with his coin is liquidity.. would likely only be able to sell it if another personal investor friend of his was interested in buying kind of thing. But w/e, I'm just gonna let that money ride for now and see what happens.

I wish I could be one of these smart people who easily makes money online.

What’s making you fail your classes?

These days, students usually pass if they show up to 80% of the time.