eric76 wrote:
Insurance policies and wills are entirely separate things. Insurance policies provide payments to the beneficiaries in the case of a loss under certain circumstances. It has nothing at all to do with distributing an estate.
Do you not have insurance in Australia?
i did not consider what you were talking about sufficiently to correctly understand your point.
i was derailed when i read the word "heirs", and i hastily imagined that you were referring to wills not being able to be carried out because a missing person can not be proven to be dead.
in light of my reassessment of your point, i retract my previous misgivings with reference to what i quoted that you said.