RetroGamer87
Veteran
Joined: 30 Jul 2013
Age: 38
Gender: Male
Posts: 11,185
Location: Adelaide, Australia
20 Feb 2019, 5:30 am
Yes. I really, really do
I don't like it. I want to be able to spend my money without feeling bad.
goldfish21
Veteran
Joined: 17 Feb 2013
Age: 43
Gender: Male
Posts: 22,612
Location: Vancouver, BC, Canada
20 Feb 2019, 7:53 am
Tough lesson to learn. Say no/never do that again.
_________________
No
for supporting trump. Because doing so is deplorable.
20 Feb 2019, 9:31 am
Money isn't easy from where I live. Seriously.
What part of South East Asia are you in? How difficult is it to make money there? What's the typical income? What's it cost for housing, food, and essentials? It's always interesting to get a different perspective and learn how other people live.
Before you even respond, I bet it makes my income seem relatively high, and the op's considering of spending $1,000.00 USD on a material item that's not essential for survival seem like a dream, or perhaps very wasteful, depending on your line of thinking.
I know that being working class poor here, where I am, still affords me a very high quality of life compared to global standards. We're only poor here compared to North American standards of having disposable income & the ability to save and invest for retirement while simultaneously paying to own our own homes, be University educated, and drive brand new cars.
I am legitimately curious as to where you are in the world and what your financial/economic situation is, if you'd care to share. Perhaps we could all do a bit of learning from you.
In the Philippines.
Google it if you like.
Most articles tells things about the most modern places -- along with the most expensive 'average' incomes and cost of living by region.
In reality, from what I've seen with my own and others, is usually crazier than that. And I'm not one of those who live in said most modern and expensive places.
goldfish21
Veteran
Joined: 17 Feb 2013
Age: 43
Gender: Male
Posts: 22,612
Location: Vancouver, BC, Canada
20 Feb 2019, 9:42 am
Sly, why not pay off your cc debt with the money instead of paying interest and being stressed by debt?
_________________
No
for supporting trump. Because doing so is deplorable.20 Feb 2019, 9:44 am
goldfish21
Veteran
Joined: 17 Feb 2013
Age: 43
Gender: Male
Posts: 22,612
Location: Vancouver, BC, Canada
20 Feb 2019, 12:52 pm
Sly could get himself out of default through making a "down payment," then agreeing to paying a certain amount per month. And do it for nine straight months, I believe.
In Sly's financial position, the monthly payment could be negotiated down to a small amount.
He just said a couple posts ago that he has “family debt,” that’s on his credit card.
_________________
No
for supporting trump. Because doing so is deplorable.20 Feb 2019, 1:11 pm
goldfish21
Veteran
Joined: 17 Feb 2013
Age: 43
Gender: Male
Posts: 22,612
Location: Vancouver, BC, Canada
20 Feb 2019, 3:45 pm
I truly wish his family would pay him back. If he pays this particular debt, then it would seem like the family has a "free pass" to give him even more credit card debt.
All he has to do is say no. “No. You never repaid me before and I can’t afford to pay for your mistakes again. No.” And then he’ll never have to pay for some other family member’s debt again.
_________________
No
for supporting trump. Because doing so is deplorable.
20 Feb 2019, 5:34 pm
20 Feb 2019, 5:37 pm
RetroGamer87
Veteran
Joined: 30 Jul 2013
Age: 38
Gender: Male
Posts: 11,185
Location: Adelaide, Australia
20 Feb 2019, 9:25 pm
21 Feb 2019, 3:10 am
21 Feb 2019, 3:42 am
21 Feb 2019, 8:35 am
21 Feb 2019, 1:35 pm
21 Feb 2019, 1:45 pm
