Living within a few miles of the cool Pacific Ocean, we usually avoid heat (yet, more and more of people near the coast are considering air-conditioning (at least an A/C unit that would cool one-room)
During those rare (yet over the last few years, increasingly less rare) we've experienced more hot days. A couple of times with humidity, and even a couple of freak storms bringing soaking rains (almost unheard here of during the Summer. As a last resort, during the worst record heat, we periodically, take time to sit in our cars with well-maintained A/C. - as sometimes, ceiling-fans alone don't suffice.
With the late-Summer, and early Autumn coming, we can experience the hottest-days of the year - heat in quite a few different variations some humidity, occasionally with very humid with freak rain-showers. The dry offshore-flow brings dry-heat, sometimes the coast is warmer than the inland regions. The dry heat is most uncomfortable, as teh most humid conditions often brings cloud-cover from the South/East that blocks-out the direct sun.
In short, we basically become accustomed to were-ever we live. Yet, with global climate change, we might just have to learn from our nearby inland neighbors more accustomed to the heat.