In my last year at university in 1980, I found myself one day with no money in the bank and just 50 pence (£0.50) in my pocket. I needed to buy something for my evening meal, and could afford a tin of Pea & Ham Soup, but not the can-opener to access the contents, lol. Or I could have bought the can-opener but not the soup....
The next day, I obtained a 'hardship loan' of £60 from my college bursar (thank you, Captain Thomas). It was the first and only time in my life that I was ever in debt, and I resolved never to let it happen again. Sounds laughable these days, when students routinely have debts of thousands of pounds.....
Do you understand the way the financial markets work?
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On a mountain range
I'm Doctor Strange