In order to qualify for insurance, or for lower insurance rates, many companies must have burglar alarms, fire alarms, sprinkler systems, fire extinguishers, handicapped access, and a number of other requirements. Many towns/cities require that businesses have insurance before they will let the business open it's doors to the public.
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If a man does not keep pace with his companions, perhaps it is because he hears a different drummer.
Let him step to the music which he hears, however measured, or far away.--Henry David Thoreau