no healt insurance if u have asperger?

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you are very fortunate, especially if you might be an american where it is exorbitantly priced for all but the fortunates in the upper class.

I have employee plan health insurance. I paid two co pays for three appointments for my first time adult diagnosis ($20. X 2 =$40) and the plan paid the other $460.

Yeah. I am American.

I hope Obama fixes it.

You need to have a professional job these days to be able to afford or get offered health insurance. Here in California we do get free services for our kids through the Regional Center as they were both diagnosed through them. However the state has made nasty cuts to them over the past two years. My Aspie only gets respite service now....he used to get social group and and educational consult. My daughters services have not changed....still I think its a shame that they take money away from places that provide services for special needs. One would think they could come up with somewhere else to make cuts. Lucky for us we have insurance and my psychiatric services are covered. My sons one on one therapy is covered but we have to pay his social group out of pocket as they do not cover "group" therapy.
My daughter has been getting support from France for two years now because my husband is French and we are glad to be moving there as things will be easier on all of us.....not to mention that my husbands job is a permanent position.

I don't know your financial situation, but if you don't have a job, are you sure you don't qualify for Medicaid? (Or Medicare, if you are on disability.)

Are you talking to me?

If so, I have no job. I am a child.

Not in California. I lost my job a year ago, and along with it went health benefits. I can't qualify for medicaid because i'm an adult and am not knocked up (pregnant). So I have stopped all my asthma meds, can only afford to take generic zyrtec for allergies, and bite the bullet and pay for adderall, because with out it I cannot accomplish anything.

On a side note - to show how bad drug companies are: I used to pay $20/month for zyrtec. Now that it generic and over the counter, I can buy an entire YEARS supply at costco for less than my old co-payment. Talk about inflation.

If somebody gets an ASD diagnosis as an adult, are they going to get kicked off their health insurance? Is that true with group insurance (i.e. if you have a full-time job with insurance at a major company) as well as individual insurance?

Nope I don't have any and I've tried and tried to find one that would at least cover some of the aspects regarding my autism. The situation right now is very stressful among many other things that make living hard.

I would move away too if I could afford it.

Maybe somebody could post links to American insurer documents with the wording including (or excluding) autism?

I'm on my parents' insurance. The insurance company was supposed to kick me off of it as soon as i turned 22, but because of my AS diagnosis i was able to stay covered. With a lot of insurance, if someone's child has some sort of disability they will keep them covered into adulthood.

Go ahead. Michael Moore is a fat sack of s**t who couldn't make an accurate documentary to save his life.

I have insurance through my school at the moment, but I don't fear being denied at all in the future. Also, I don't tell people I have AS unless its relevant.

I think my insurance runs out in October I think then I will be paying full price which I will most likely not afford. I probably will not be able to afford my high blood presure medicine so I will re-damage my kidneys and heart after spending the last five years getting things to work properly so I can remain healthy. Its also the reason I am rushing for a diagnosis for my AS before I did not want to know what was wrong with me I had enough on plate but now my AS might save my life allowing me to get some kind of help with medicade or something.

Last edited by Todesking on 17 Jul 2010, 10:11 am, edited 1 time in total.

I will


That movie is very inaccurate and bent to the Left, but it is true that it's nearly impossible to get new health coverage in the USA if you have anything wrong. But I don't think that's totally unfair, any more than it would be unfair to deny auto insurance to a driver who has been having a lot of accidents & tickets.

I don't have any health insurance, and if I get any major illness, I have to go to the County Hospital, I guess.

Charles

If someone is already on group insurance through their work, though--will the ASD diagnosis get them kicked OFF their insurance? Or if you're working for a large company, are you pretty much "safe" because of the large size of the pool of insured? Or, as a third option--is it "simply" things related to that ASD that the insurance company will refuse to cover, but they WILL cover you if something else happens, like a broken leg?

Health insurance is a natural monopoly and as such it belongs in the public domain. That's free market economics that tells us this.