Hi, cosmiccat! I get e-mails like that a lot. What I do, is click on the part of the e-mail that shows "Full Headers." This shows in detail where the e-mail came from. Then, I forward that longer version to PayPal. This way, they can trace the fraudulent source and report them to the authorities. You can tell an e-mail is fraudulent because they don't use your name. Banks and PayPal won't inform you of any problems by e-mail like that. Just be sure never to click on anything in the body of the e-mail.
I enjoy reporting these stupid people to whomever it is they are pretending to represent.
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Dreams are renewable. No matter what our age or condition, there are still untapped possibilities within us and new beauty waiting to be born.
-- Dr. Dale Turner