SilverProteus wrote:
What about making payment plans and paying before you buy stuff you want? You'll buy a little less but in time you'll be debt free if you stick to your payment plan.

Well for the past few years, i've been really into photography.. and buying gear was my main priority. It was silly.. For example, last year i bought a studio kit (1200..). Logically, i want to use it outside so in april this year i bought a battery pack for it for 700 euro's. Guess how many times i've used the battery?
Man, im a idiot! I need to stop this buying madness. I think i need to go to the bank this week and put restrictions on myself or something
Like, half of my 'official saving money' should go to paying off loans while half of it should be spend on actual saving for vacations or car repairs instead of constantly withdrawing money from my loan when i need money to do that.