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Suncatcher
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10 Aug 2014, 7:55 pm

Does anyone else have this?

Not just financials, but paperwork aswell. I tend to do paperwork just before a deadline has to be met.

Like, i could've paid my 5000 euro loan off 3 years ago and i still am stuck at around 4500. I can save up about 350 euros a month if i want to.. but somehow, i ALWAYS end up burning through my cash.

Man, i suck at this :cry:



MjrMajorMajor
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10 Aug 2014, 8:01 pm

I'm not great, but my husband is worse. Definitely a stressor for us. :?



SilverProteus
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10 Aug 2014, 8:08 pm

I do ok with financials but am terrible with paperwork and deadlines.

I have a savings account that I place a percentage of what I gain and leave it there, to pay off debts when I have them.


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Suncatcher
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10 Aug 2014, 8:12 pm

Well, the only way i might be able to 'save' some money is when i would go to the bank and withdraw 100 euro every 4 weeks and put it in my little piggy :lol:

You know, i thought everything was fine.. buying the stuff that i wanted to make the loneliness and depression away just for a few days.. but now i realise how many years ago i could've been debt free! :cry:

i need someone to give me advice i guess



SilverProteus
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10 Aug 2014, 8:16 pm

What about making payment plans and paying before you buy stuff you want? You'll buy a little less but in time you'll be debt free if you stick to your payment plan. :)


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Suncatcher
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10 Aug 2014, 8:20 pm

SilverProteus wrote:
What about making payment plans and paying before you buy stuff you want? You'll buy a little less but in time you'll be debt free if you stick to your payment plan. :)


Well for the past few years, i've been really into photography.. and buying gear was my main priority. It was silly.. For example, last year i bought a studio kit (1200..). Logically, i want to use it outside so in april this year i bought a battery pack for it for 700 euro's. Guess how many times i've used the battery? :roll:

Man, im a idiot! I need to stop this buying madness. I think i need to go to the bank this week and put restrictions on myself or something :roll:

Like, half of my 'official saving money' should go to paying off loans while half of it should be spend on actual saving for vacations or car repairs instead of constantly withdrawing money from my loan when i need money to do that.



SilverProteus
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10 Aug 2014, 8:35 pm

Suncatcher wrote:
Like, half of my 'official saving money' should go to paying off loans while half of it should be spend on actual saving for vacations or car repairs instead of constantly withdrawing money from my loan when i need money to do that.


Sounds like a good plan. :)

I like to buy things I'll probably never use as well, my compulsion is buying games I never play and books I never read, and have poured quite a bit of money into them, though I force myself to pay my dues first, and I find it works for me. :)


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NicholasName
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11 Aug 2014, 5:39 pm

I'm good with paperwork but terrible with financials. I can barely count money. If there were a way to do financials using calculus instead of arithmetic, I'd be better with them. 8O


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