Possibly Marry and Keep insurance

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Texasmoneyman300
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14 Jun 2025, 7:22 pm

Mikurotoro92 wrote:
Texasmoneyman300 wrote:
Mikurotoro92 wrote:
The way I see it, if you truly love someone enough to get married to them it SHOULD NOT MATTER if your Social Security benefits get revoked!! !

Get married anyway lol

Well that would not be wise because me and my parents could go bankrupt and I would die if I lost my health insurance coverage.


Hmm...there is no easy solution to this is there?

Can you just get a job?

Texas DARS hasnt been able to help me find a job in the 16 years I have been trying to using them. I have to have a job coach that is paid for by the state but the only job I had we were paying more for my job coach than what I was making so the job was actually losing me and my family money. I am legally forbidden from working full-time because of the 2,000 dollar rule. However if I found a job that would pay for my insurance it could possibly work but thats a big-if. I am basically unemployable at this point.



BTDT
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14 Jun 2025, 7:58 pm

$120,000/year is a lot of money.
Most likely you can only find part time work with no insurance coverage.
Lots of companies are like that these days.

This is why politicians want to cut Medicaid.
You may want to get involved in politics to help prevent them from cutting it.

My wife got into disability advocacy.
I made enough that she could stay home on her disability check and we never had money issues.



Texasmoneyman300
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14 Jun 2025, 9:34 pm

BTDT wrote:
$120,000/year is a lot of money.
Most likely you can only find part time work with no insurance coverage.
Lots of companies are like that these days.

This is why politicians want to cut Medicaid.
You may want to get involved in politics to help prevent them from cutting it.

My wife got into disability advocacy.
I made enough that she could stay home on her disability check and we never had money issues.

Why do you think I most likely wont be able to find a full time job with insurance. I guess if you are right there is no point of working to me because of the 2,000 dollar rule.



BTDT
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14 Jun 2025, 11:42 pm

https://www.reddit.com/r/jobs/comments/ ... nefits_in/
Fast forward to 2024 and every single job I have managed to interview for since landing this one has jumped through all kinds of hoops to not offer benefits!! !

What happens is that if they put you on their health insurance their premiums go up by $120000 a year.
Because of privacy laws the insurance company won't say who caused that.
But, that is a lot of money to pay and not wonder if there is something can be done about it.

I wondered why one of my Facebook Friends posted that she was finally on health insurance even though I knew exactly where she had been employed for months. It took that long for the company to add her to their insurance coverage. Now I know why. 8O



BTDT
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15 Jun 2025, 10:19 am

If Texas DARS hasn't been able to get you a job in 16years and you still want one it may be helpful to get an outside 3rd opinion of why nobody will hire you.

It may suggest things you need to work on, even though they don't impact your normal life.

I had a stroke 25 years ago and routinely said I was fully recovered, even though I couldn't play golf.
Not enough balance for swinging a golf club. Most of my friends say they flat out can't play. One says she is trying to play.

But, I learned about a course I might be able to play and spent a few months swinging a club.
I can now play "average" golf and keep up with random partners I meet at the course!



nick007
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15 Jun 2025, 10:50 am

Texasmoneyman300 wrote:
Why do you think I most likely wont be able to find a full time job with insurance. I guess if you are right there is no point of working to me because of the 2,000 dollar rule.
Are you on SSI or Social Security Disability :?: The limit for Social Security Disability is $1620 a month. SSI is different though. I worked a lot of overtime for a couple months around holiday season when I was on SSI. Since I was still disabled I was able to stay in the SSI system but wasn't eligible for my SSI those months.


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Mikurotoro92
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15 Jun 2025, 11:29 am

^How is that possible?

To work at a job and still keep SSI?

And why do you think is the reasoning for if a disabled people wants to get married their benefits are revoked?

I really feel it's because the government is trying to deter disabled people from marriage!! !

In other words, they only want neuro-typicals to marry!



nick007
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15 Jun 2025, 1:21 pm

Mikurotoro92 wrote:
^How is that possible?

To work at a job and still keep SSI?

And why do you think is the reasoning for if a disabled people wants to get married their benefits are revoked?

I really feel it's because the government is trying to deter disabled people from marriage!! !

In other words, they only want neuro-typicals to marry!
I got on SSI a year or so before I started working. Working while on SSI caused my SSI to be reduced by 50% of my employment paychecks before taxes for each month. When my gross pay was too much I didn't get SSI for those months. I was earning just over the federal minimum-wage & my hours fluctuated depending on if I was allowed over-time or not. I sometimes had to pay SSI back because I earned too much in a month & then a month or so later they gave me a bit of SSI because I had got paid less.

SSI is a poverty program for disabled people who have not worked enough to qualify for Social Security Disability. Married couples can usually legally share each other's income so your partner's income gets counted as an asset for you. The government claims that a married couple can live together for cheaper because they share the expenses than each person could living on their own. It's like how two friends might rent a two bedroom apartment together to cut down on their housing costs instead of each friend renting a one bedroom apartment. I believe that the government tends to hate disabled people because we aren't productive to this capitalistic society. The welfare system kind of forces people to remain dependent on it & then uses us as scapegoats to blame when the government is wasting tax money funding the military, giving big corporations bailouts because they made bad business decisions, & allowing the mega wealthy to pay less in taxes


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15 Jun 2025, 2:24 pm

Yes, they want to blame the "welfare queens" and make it impossible to work your way out!