Loans

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Is there a good loan website?

why do you want a loan? I advise you to look up Dave Ramsey. Those loan websites will charge you 400 percent interest possibly when bad credit cards are 30 percent.

I have debts. FastLoanDirect is not good either?

whats the interest rate on your debt and fast loan direct? Fast Loan Direct seem like loan sharks to me. How much debt are you in? The best way to pay off your Debt is the Debt Avalanche but you can do the Debt Snowball which is Ramsey's method. What kind of loans do you have? You could maybe listen to Dave Ramsey videos online for free on YouTube.

This guy has a pretty good reputation

https://www.moneysavingexpert.com/

I don't know what to do?

I have debts. FastLoanDirect is not good either?[/quote]
whats the interest rate on your debt and fast loan direct? Fast Loan Direct seem like loan sharks to me. How much debt are you in? The best way to pay off your Debt is the Debt Avalanche but you can do the Debt Snowball which is Ramsey's method. What kind of loans do you have? You could maybe listen to Dave Ramsey videos online for free on YouTube.[/quote]

ALOT of money in debt. Here is the website to fast loan direct; https://fastloandirect.com/?utm_source=copilot.com

He says this if in doubt, DON’T borrow. If you’re worried about or already struggling with debt, read our debt help guide.

You're on SSI and living in a group home. What is causing you to be in debt?

whats the interest rate on your debt and fast loan direct? Fast Loan Direct seem like loan sharks to me. How much debt are you in? The best way to pay off your Debt is the Debt Avalanche but you can do the Debt Snowball which is Ramsey's method. What kind of loans do you have? You could maybe listen to Dave Ramsey videos online for free on YouTube.[/quote]

ALOT of money in debt. Here is the website to fast loan direct; https://fastloandirect.com/?utm_source=copilot.com[/quote]

I would not take out the loans. Are you under the 2,000 dollar rule? How much debt are you in? How many thousands? What interest rate are your debts? What is your income?

SSI can not be garnished for most types of debt. Considering her situation it would not be practical to try pursuing legal action attempting to collect.

Ya although the OP likely cant more income to get off of debt because of the 2,000 dollar rule if she is on it. It would be like getting blood out of a turnip for the debt collectors. It appears she is judgement proof at this point. I guess she might have to pay off her debt over many years.

what wrong with loans?

they are bad because borrower is slave to the lender....you are not free if you are in debt.Not all debt is bad....its consumer debt that is bad...Good debt is debt that will make you money and bad debt is debt that will make you lose money.

That's what I was thinking

^My guess is credit card debt.

My girlfriend is on SSI & defaulted on most of her credit cards in the last couple years due to her depression causing her to spend more & she couldn't afford keep paying the interest. One card even started lowering her limit as she made payments & Cass realized that she would not be able to use the card even if she would have kept paying it. After she defaulted she started making small payments of like $10 a month & not much is happening with them.

However one card sent her something in the mail right after she defaulted but she didn't receive anything else from them till about 9 months later when someone from the sheriff department knocked on our apartment door to serve her papers about being sued by the credit card company. Cass filled out the paperwork & checked online & realized some other forms are usually included as well which she printed & also filled out & mailed. A status conference was already scheduled for close to a month after she was served. The conference could of been done remotely by something like Zoom but we went to court & the attorney doing the lawsuit did it remotely. The attorney asked Cass if she could afford any monthly payments & Cass responded No. The attorney said she'd ask to put a judgement on Cass's credit report but not attempt a garnishment & they'll review again a couple years later. Cass has a judgement on her report but no garnishment. Cass was planning to start paying a tiny bit on that card shortly after defaulting but she decided not to pay anything since the next time she received something was the papers saying she was being sued. We're not going to reward hardball tactics, especially when they added to the amount Cass owes(legal & court fees).