You don't have to be a psychologists that deals with clients directly. Aka not the type that come into an office needing a shrink. There are many fields within psychology.
Research
Forensic Psychology (think Dr. Sweets from Bones

)
Counselor (working for a firm not an individual)
Social Worker (also Sociologists can do this)
Private Security (aka the people that employ psychologists to screen their applicants and security personnel)
While I understand you want to help people, dont feel down about not doing that for a living per say. You still can work on any of the above fields as your breadwinning job and have a small, part-time private practice to help people...and the $$ they pay will be up to you.

I don't think I am cut out for much of that anyways to be honest, I mean me trying to give people therapy when I can't even figure myself out is sort of laughable.....but still it does anger me how it always comes down to ability to pay and lack of this ability ends up leaving a lot of people completely screwed.