Yeah, when I looked up "paralysis of will" I got a lot of ADHD-related hits.
I think this inertia is different from executive dysfunction (problems with working memory, organization, planning, prioritizing, etc), but the two problems together really compound each other.
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The psychiatrist seems to think I might have an identity issue of some sort that relates to it in that I do not actually know what I want to do vs doing something for others. I do not want to be a selfish person though, and things and ways of being and existing, like being able to make my own money, have been drilled into me as 'this is what you need to do', and unsurprisingly to the point where if I am not at least trying to earn money, then I am being morally abhorrent.
If your problem is like mine, I can see why your psychiatrist thought that, but I think he's missing the mark.
There are a lot of things society (or just your family) says you "have" to do, but if there aren't actually any significant consequences to not doing those things, I think those of us who have trouble doing things will dump those obligations pretty fast. Obligations that can't be discarded completely will be minimized. Maybe our moms will judge us or whatever, but we have enough trouble doing stuff that's actually worth doing, so we can't go wasting energy on stuff that's not necessary.
Like, lots of people think you HAVE to vaccuum your carpet every [week, fortnight, or month--however often their mom did it], but screw vaccuuming. I don't even own a vaccuum.
My point is, even though society says you HAVE to make money, or at least try, you probably have your own reasons to want to make money. So your problem isn't that your being held back by some inner lack of desire to make money.